Welfare broker

PAYCHECK INSURANCE AGENCY, INC.

Mailing address (most recent filing)

1535 SCENIC AVENUE

COSTA MESA, CA 92660

Total comp: $108K
Commissions: $107K
Fees: $1K
Filings: 4
Sponsors: 4

Carrier mix

Where PAYCHECK INSURANCE AGENCY, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

SHARP HEALTH PLAN50.0%
BLUE CROSS OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
SHARP HEALTH PLAN	1	$792K	50.0%
BLUE CROSS OF CALIFORNIA	1	$1.9M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	1	$1.9M	0.0%	12.70x
CA	1	$792K	0.0%	6.38x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PAYCHECK INSURANCE AGENCY, INC.'s plans by broker comp / premium ratio. Median 3.50% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of PAYCHECK INSURANCE AGENCY, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where PAYCHECK INSURANCE AGENCY, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SHORE-LINE CARPET SUPPLIES OF GULF COAST INC. SHORE-LINE CARPET SUPPLIES - GULF COAST INC COMPANY MEDICAL PLAN	FL	$1.9M	$75K	BLUE CROSS BLUE SHIELD OF FLORIDA
EDUCATIONAL ENRICHMENT SYSTEMS, INC. EDUCATIONAL ENRICHMENT SYSTEMS HEALTH AND BENEFITS	CA	$792K	$24K	SHARP HEALTH PLAN

Carrier

Plans

Premium

SHARP HEALTH PLAN

$792K

50.0%

BLUE CROSS OF CALIFORNIA

$1.9M

50.0%

State

Plans

Premium

State share

Index

$1.9M

0.0%

12.70x

$792K

0.0%

6.38x

Sponsor

Loc

Premium

Comp

Carrier

SHORE-LINE CARPET SUPPLIES OF GULF COAST INC.

SHORE-LINE CARPET SUPPLIES - GULF COAST INC COMPANY MEDICAL PLAN

$1.9M

$75K

BLUE CROSS BLUE SHIELD OF FLORIDA

EDUCATIONAL ENRICHMENT SYSTEMS, INC.

EDUCATIONAL ENRICHMENT SYSTEMS HEALTH AND BENEFITS

$792K

$24K

SHARP HEALTH PLAN