| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| J D LUEDTKE INC3 | 1140 WALTER ST YORK, PA 17408 | AFLAC | $17K | $209 | $18K | 4.96% |
| AMERICAN INS. ADMINISTRATORS, INC.3 Filed as: AMERICAN INS ADM INC | 4550 LENA DR MECHANICSBURG, PA 17055 | AFLAC | $13K | — | $13K | 3.57% |
| BENECHOICE ENROLLMENT SOLUTIONS & T3 | PO BOX 4925 LANCASTER, PA 17604 | AFLAC | $13K | — | $13K | 3.57% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC | 645 HAMILTON ST STE 1002 ALLENTOWN, PA 18101 | AFLAC | $7K | — | $7K | 1.98% |
| ANTHONY S ALMODOVAR3 | 3605 VARTAN WAY STE 304 HARRISBURG, PA 17110 | AFLAC | $3K | $40 | $3K | 0.90% |
| FOCUS HRO LLC3 | 4081 ROSEWALL CT HARRISBURG, PA 17112 | AFLAC | $3K | — | $3K | 0.88% |
| LIAM CASSIDY3 | 2030 BROOKS EDGE DR APT 305 CAMP HILL, PA 17316 | AFLAC | $2K | $11 | $2K | 0.47% |
| MARYSSA FIGLIOLI3 | 245 FISH AND GAME RD EAST BERLIN, PA 17011 | AFLAC | $1K | $20 | $1K | 0.30% |
| TAMMY MEYERS3 | 1550 TABLE ROCK RD GETTYSBURG, PA 17325 | AFLAC | $959 | — | $959 | 0.27% |
| JULIAN A SITTS3 | 543 SPRUCE ST LANCASTER, PA 17603 | AFLAC | $660 | $3 | $663 | 0.19% |
| DIANNE L MARTIN3 | 2230 CAROLINE LN HARRISBURG, PA 17110 | AFLAC | $649 | — | $649 | 0.18% |
| DAVID R PONTA3 | 145 S DUKE ST STE B YORK, PA 17401 | AFLAC | $487 | — | $487 | 0.14% |
| EARMON ALLEN JOHNSON3 | 516 RYAN DR HARRISBURG, PA 17112 | AFLAC | $444 | — | $444 | 0.12% |
| HEIDI COOK3 | 7417 VIEW CREST DR HARRISBURG, PA 17112 | AFLAC | $376 | — | $376 | 0.11% |
| JENNIFER LYNN TURNER3 | 1729 N 24TH ST HARRISBURG, PA 17109 | AFLAC | $282 | — | $282 | 0.08% |
| MICHELLE L MANNIX3 | 485 STATE ST APT B STEELTON, PA 17113 | AFLAC | $258 | — | $258 | 0.07% |
| ANDREA LYNN BENNETT3 | PO BOX 1 PILLOW, PA 17080 | AFLAC | $221 | — | $221 | 0.06% |
| DANIEL N MARA3 | 1550 TABLE ROCK RD GETTYSBURG, PA 17325 | AFLAC | $176 | — | $176 | 0.05% |
| TATIANA VICTORIA LEITZEL3 | 311 N HIGH ST DUNCANNON, PA 17020 | AFLAC | $166 | — | $166 | 0.05% |
| WILLIAM L MURRAY JR3 | 604 HERITAGE CT MECHANICSBURG, PA 17050 | AFLAC | $68 | — | $68 | 0.02% |
| MICHELLE K KELLY3 | 25 N MAIN ST STE 2 RED LION, PA 17356 | AFLAC | $62 | — | $62 | 0.02% |
| MICHAEL S DYSART3 | 12 JEFFERSON PL BERNVILLE, PA 19506 | AFLAC | — | $44 | $44 | 0.01% |
| DOUGLAS R. BORLAND3 Filed as: DOUGLAS R BORLAND | 658 ASHLEY HILL RD MANSFIELD, PA 16933 | AFLAC | $33 | — | $33 | 0.01% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, LLC | 550 S CALDWELL ST STE 1400 CHARLOTTE, NC 28202 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $24K | $14K | $38K | 15.66% |
| NATIONAL ENROLLMENT PARTNERS LLC3 Filed as: NATIONAL ENROLLMENT PARTNERS, LLC | 6802 PARAGON PL STE 200 RICHMOND, VA 23230 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $12K | $12K | 5.00% |
| BENECHOICE ENROLLMENT SOLUTIONS & T5 Filed as: BENECHOICE | 1574 LITITZ PIKE LANCASTER, PA 17601 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $6K | $6K | 2.50% |
| AMERICAN INSURANCE ADMINISTRATORS3 | 4550 LENA DRIVE MECHANICSBURG, PA 17055 | UNITED CONCORDIA INSURANCE COMPANY | — | $1 | $1 | 0.00% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, LLC | 550 S CALDWELL ST STE 1400 CHARLOTTE, NC 28202 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | $4K | $12K | 15.52% |
| NATIONAL ENROLLMENT PARTNERS LLC3 Filed as: NATIONAL ENROLLMENT PARTNERS, LLC | 6802 PARAGON PL STE 200 RICHMOND, VA 23230 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $4K | $4K | 5.00% |
| BENECHOICE ENROLLMENT SOLUTIONS & T5 Filed as: BENECHOICE | 1574 LITITZ PIKE LANCASTER, PA 17601 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 2.50% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, LLC | 550 S CALDWELL ST STE 1400 CHARLOTTE, NC 28202 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $9K | $4K | $13K | 21.25% |
| NATIONAL ENROLLMENT PARTNERS LLC3 Filed as: NATIONAL ENROLLMENT PARTNERS, LLC | 6802 PARAGON PL STE 200 RICHMOND, VA 23230 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $3K | $3K | 5.00% |
| BENECHOICE ENROLLMENT SOLUTIONS & T5 Filed as: BENECHOICE | 1574 LITITZ PIKE LANCASTER, PA 17601 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 2.50% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, LLC | 550 S CALDWELL ST STE 1400 CHARLOTTE, NC 28202 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $676 | $344 | $1K | 15.08% |
| NATIONAL ENROLLMENT PARTNERS LLC3 Filed as: NATIONAL ENROLLMENT PARTNERS, LLC | 6802 PARAGON PL STE 200 RICHMOND, VA 23230 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $338 | $338 | 5.00% |
| BENECHOICE ENROLLMENT SOLUTIONS & T5 Filed as: BENECHOICE | 1574 LITITZ PIKE LANCASTER, PA 17601 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $169 | $169 | 2.50% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 575 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 9 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 588 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK INC. | 783 | $5.5M |
| Dental | UNITED CONCORDIA INSURANCE COMPANY | 812 | $235K |
| Vision | HIGHMARK INC. | 783 | $5.5M |
| Life insurance(2 contracts, 2 carriers) | AFLAC | 570 | $434K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 602 | $600K |
| Long-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 77 | $67K |
| Prescription drug | HIGHMARK INC. | 783 | $5.5M |
| Other(2 contracts, 2 carriers) | AFLAC | 570 | $434K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 812 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.