| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROKER BENEFIT SOLUTIONS INC3 | 4550 LENA DRIVE MECHANICSBURG, PA 17055 | AETNA LIFE INSURANCE CO. | $64K | — | $64K | 0.97% |
| AMERICAN INSURANCE ADMINISTRATORS3 | 4550 LENA DRIVE MECHANICSBURG, PA 17055 | AFLAC | $63K | $46 | $63K | 14.99% |
| J D LUEDTKE INC3 | 313 4TH ST HANOVER, PA 17331 | AFLAC | $27K | $7K | $34K | 8.18% |
| FOCUS HRO LLC3 | 4081 ROSEWALL CT HARRISBURG, PA 17112 | AFLAC | $12K | $0 | $12K | 2.77% |
| ANTHONY S ALMODOVAR3 | 3605 VARTAN WAY, STE 304 HARRISBURG, PA 17110 | AFLAC | $7K | $2K | $10K | 2.33% |
| TAMMY MEYERS3 | 537 BRANDT AVE, APT A NEW CUMBERLAND, PA 17070 | AFLAC | $6K | $2K | $8K | 2.01% |
| EARMON ALLEN JOHNSON3 | 516 RYAN DR HARRISBURG, PA 17112 | AFLAC | $4K | $1K | $6K | 1.39% |
| DIANNE L MARTIN3 | 125 MANOR ST HARRISBURG, PA 17110 | AFLAC | $4K | $1K | $5K | 1.24% |
| DAVID R PONTA3 | 145 S DUKE ST, STE B YORK, PA 17401 | AFLAC | $4K | $826 | $5K | 1.13% |
| JENNIFER LYNN TURNER3 | 1729 N 24TH ST HARRISBURG, PA 17109 | AFLAC | $3K | $690 | $3K | 0.79% |
| JAMES HARMON3 | 393 DICKENS DR LANCASTER, PA 17603 | AFLAC | $3K | $46 | $3K | 0.76% |
| TATIANA VICTORIA LEITZEL3 | 311 N HIGH ST DUNCANNON, PA 17020 | AFLAC | $2K | $530 | $2K | 0.59% |
| HEIDI COOK3 | 7417 VIEW CREST DR HARRISBURG, PA 17112 | AFLAC | $2K | $686 | $2K | 0.55% |
| JAMES HARMON3 | 3721 OLDTOWN RD SHAWSVILLE, VA 24162 | AFLAC | $650 | $1K | $2K | 0.42% |
| MICHELLE L MANNIX3 | 485 STATE ST, APT B STEELTON, PA 17113 | AFLAC | $1K | $336 | $2K | 0.37% |
| DANIEL N MARA3 | 1550 TABLE ROCK RD GETTYSBURG, PA 17325 | AFLAC | $967 | $0 | $967 | 0.23% |
| ANDRE LYNN BENNETT3 | PO BOX 104 ELIZABETHTOWN, PA 17023 | AFLAC | $874 | $0 | $874 | 0.21% |
| AMANDA L VIELI3 | 5116 SUNSET DR HARRISBURG, PA 17112 | AFLAC | $436 | $2 | $438 | 0.10% |
| QUILAN DUANE HAMILTON3 | 54 S 6TH ST MOUNT WOLF, PA 17347 | AFLAC | $374 | $30 | $404 | 0.10% |
| WILLIAM L MURRAY JR3 | 604 HERITAGE CT MECHANICSBURG, PA 17050 | AFLAC | $255 | $0 | $255 | 0.06% |
| AMERICAN INSURANCE ADMINISTRATORS3 | 4550 LENA DRIVE MECHANICSBURG, PA 17055 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $24K | $0 | $24K | 10.00% |
| AMERICAN INSURANCE ADMINISTRATORS3 | 4550 LENA DRIVE MECHANICSBURG, PA 17055 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $6K | $6K | 2.46% |
| FMLASOURCE INC5 | 455 N CITYFRONT PLZ DR, 13TH FLOOR CHICAGO, IL 60611 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $17K | $17K | 22.96% |
| AMERICAN INSURANCE ADMINISTRATORS3 | 4550 LENA DRIVE MECHANICSBURG, PA 17055 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | $0 | $7K | 10.00% |
| AMERICAN INSURANCE ADMINISTRATORS3 | 4550 LENA DRIVE MECHANICSBURG, PA 17055 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $2K | $2K | 2.64% |
| AMERICAN INSURANCE ADMINISTRATORS3 | 4550 LENA DRIVE MECHANICSBURG, PA 17055 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | $0 | $8K | 15.00% |
| AMERICAN INSURANCE ADMINISTRATORS3 | 4550 LENA DRIVE MECHANICSBURG, PA 17055 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $3K | $3K | 4.89% |
| AMERICAN INSURANCE ADMINISTRATORS | 4550 LENA DRIVE MECHANICSBURG, PA 17055 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $840 | $0 | $840 | 10.01% |
| AMERICAN INSURANCE ADMINISTRATORS3 | 4550 LENA DRIVE MECHANICSBURG, PA 17055 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $218 | $218 | 2.60% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 862 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 862 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO. | 1,586 | $6.6M |
| Dental | UNITED CONCORDIA INSURANCE COMPANY | 1,548 | $383K |
| Vision | HM LIFE INSURANCE CO. | 1,473 | $64K |
| Life insurance(2 contracts, 2 carriers) | AFLAC | 827 | $491K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 862 | $655K |
| Long-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 111 | $65K |
| Other(2 contracts, 2 carriers) | AFLAC | 827 | $491K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,586 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.