| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC DBA ARMS INS GROUP | 965 GREENTREE ROAD, SUITE 110 PITTSBURGH, PA 15220 | UPMC HEALTH OPTIONS | $59K | — | $59K | 1.01% |
| AMERICAN INS. ADMINISTRATORS, INC.3 Filed as: AMERICAN INS ADM INC | 4550 LENA DR MECHANICSBURG, PA 17055 | AFLAC | $16K | — | $16K | 4.38% |
| J D LUEDTKE INC3 Filed as: JD LUEDTKE INC | 1140 WALTER ST YORK, PA 17408 | AFLAC | $7K | $45 | $7K | 2.01% |
| FOCUS HRO LLC3 | 4081 ROSEWALL CT HARRISBURG, PA 17112 | AFLAC | $4K | — | $4K | 1.05% |
| ANTHONY S ALMODOVAR3 | 3605 VARTAN WAY STE 304 HARRISBURG, PA 17110 | AFLAC | $3K | $15 | $3K | 0.78% |
| TAMMY MEYERS3 | 1550 TABLE ROCK RD GETTYSBURG, PA 17325 | AFLAC | $1K | — | $1K | 0.33% |
| DIANNE L MARTIN3 | 125 MANOR ST HARRISBURG, PA 17110 | AFLAC | $848 | — | $848 | 0.24% |
| DAVID R PONTA3 | 145 S DUKE ST, STE B YORK, PA 17401 | AFLAC | $805 | — | $805 | 0.23% |
| EARMON ALLEN JOHNSON3 | 516 RYAN DR HARRISBURG, PA 17112 | AFLAC | $529 | — | $529 | 0.15% |
| JENNIFER LYNN TURNER3 | 1729 N 24TH ST HARRISBURG, PA 17109 | AFLAC | $474 | — | $474 | 0.13% |
| HEIDI COOK3 | 7417 VIEW CREST DR HARRISBURG, PA 17112 | AFLAC | $396 | — | $396 | 0.11% |
| TATIANA VICTORIA LEITZEL3 | 311 N HIGH ST DUNCANNON, PA 17020 | AFLAC | $361 | — | $361 | 0.10% |
| ANDREA LYNN BENNETT3 | PO BOX 1 PILLOW, PA 17080 | AFLAC | $333 | — | $333 | 0.09% |
| MICHELLE L MANNIX3 | 485 STATE ST APT B STEELTON, PA 17113 | AFLAC | $265 | — | $265 | 0.07% |
| DANIEL N MARA3 | 1550 TABLE ROCK RD GETTYSBURG, PA 17325 | AFLAC | $214 | — | $214 | 0.06% |
| WILLIAM L MURRAY JR3 | 604 HERITAGE CT MECHANICSBURG, PA 17050 | AFLAC | $82 | — | $82 | 0.02% |
| MICHELLE K KELLY | 4835 JOLLY ACRES RD WHITE HALL, MD 21161 | AFLAC | $34 | $23 | $57 | 0.02% |
| JAMES HARMON3 | 3721 OLDTOWN RD SHAWSVILLE, VA 24162 | AFLAC | $39 | — | $39 | 0.01% |
| JOHN LUEDTKE3 | 1140 WALTER ST YORK, PA 17408 | AFLAC | $24 | — | $24 | 0.01% |
| SHANNON M REDDICK3 | 35 RED BIRD LN GETTYSBURG, PA 17325 | AFLAC | $7 | — | $7 | 0.00% |
| AIA AMERICAN INS ADMINISTRATORS LLC3 | 4550 LENA DR MECHANICSBURG, PA 17055 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $21K | $13K | $34K | 16.09% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN RD SOLON, OH 44139 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $6K | $6K | 3.05% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC DBA ARMS INS GROUP | 965 GREENTREE ROAD, SUITE 110 PITTSBURGH, PA 15220 | UPMC HEALTH OPTIONS | $2K | — | $2K | 1.13% |
| AIA AMERICAN INS ADMINISTRATORS LLC3 | 4550 LENA DR MECHANICSBURG, PA 17055 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | $4K | $12K | 15.78% |
| NATIONAL BENEFIT CENTER3 | 23825 COMMERCE PARK BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $2K | $2K | 2.89% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC DBA ARMS INS GROUP | 965 GREENTREE ROAD, SUITE 110 PITTSBURGH, PA 15220 | UPMC HEALTH BENEFITS | $2K | — | $2K | 4.05% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC DBA ARMS INS GROUP | 965 GREENTREE ROAD, SUITE 110 PITTSBURGH, PA 15220 | UPMC HEALTH OPTIONS | $499 | — | $499 | 1.12% |
| AIA AMERICAN INS ADMINISTRATORS LLC3 | 4550 LENA DR MECHANICSBURG, PA 17055 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $2K | $8K | 21.22% |
| NATIONAL BENEFIT CENTER3 | 23825 COMMERCE PARK BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $1K | $1K | 3.11% |
| AIA AMERICAN INS ADMINISTRATORS LLC3 | 4550 LENA DR MECHANICSBURG, PA 17055 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $725 | $466 | $1K | 16.44% |
| NATIONAL BENEFIT CENTER3 | 23825 COMMERCE PARK BEACHWOOD, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $233 | $233 | 3.22% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC DBA ARMS INS GROUP | 965 GREENTREE ROAD, SUITE 110 PITTSBURGH, PA 15220 | UPMC HEALTH BENEFITS | $10 | — | $10 | 3.64% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC DBA ARMS INS GROUP | 965 GREENTREE ROAD, SUITE 110 PITTSBURGH, PA 15220 | UPMC HEALTH BENEFITS | $8 | — | $8 | 3.96% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC DBA ARMS INS GROUP | 965 GREENTREE ROAD, SUITE 110 PITTSBURGH, PA 15220 | UPMC HEALTH OPTIONS | $0 | — | $0 | — |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC DBA ARMS INS GROUP | 965 GREENTREE ROAD, SUITE 110 PITTSBURGH, PA 15220 | UPMC HEALTH BENEFITS | $0 | — | $0 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 578 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 583 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts) | UPMC HEALTH OPTIONS | 977 | $6.1M |
| Dental | DELTA DENTAL OF PENNSYLVANIA | 1,006 | $257K |
| Vision(4 contracts) | UPMC HEALTH BENEFITS | 976 | $46K |
| Life insurance(2 contracts, 2 carriers) | AFLAC | 649 | $432K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 676 | $565K |
| Long-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 86 | $47K |
| Other(2 contracts, 2 carriers) | AFLAC | 649 | $432K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,006 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.