| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROKER BENEFIT SOLUTIONS INC3 | 4550 LENA DRIVE MECHANICSBURG, PA 17055 | AETNA LIFE INSURANCE CO. | $75K | — | $75K | 1.10% |
| AMERICAN INSURANCE ADMINISTRATORS3 | 4550 LENA DRIVE MECHANICSBURG, PA 17055 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $8K | — | $8K | 2.99% |
| PETRINA SKILES3 Filed as: PETRINA SKILES BENEFITS, INC. | 402 SPRINGTON WAY LANCASTER, PA 17601 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $5K | — | $5K | 1.81% |
| BENECHOICE ENROLLMENT SOLUTIONS3 Filed as: BENECHOICE ENROLLMENT SOLUTIONS INC | 1574 LITITZ PIKE LANCASTER, PA 17601 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $2K | $1K | $3K | 1.15% |
| LAWRENCE PRICHARD3 | 1204 EATON AVE MIDDLETOWN, OH 45044 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $3K | — | $3K | 1.12% |
| CYNTHIA WHALEN3 | 123 PINE VALLEY DR MIDDLETOWN, DE 19709 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $2K | — | $2K | 0.72% |
| CATHY GOOD3 | 311 BOWIE STREET AUSTIN, TX 78703 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $968 | — | $968 | 0.38% |
| WILLIAM E GOOD3 Filed as: WILLIAM GOOD | 311 BOWIE STREET AUSTIN, TX 78703 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $790 | — | $790 | 0.31% |
| EDWARD P DOUGHERTY INC3 Filed as: EDWARD P. DOUGHERTY, INC. | 4550 PRESTWICK DR READING, PA 19606 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $685 | — | $685 | 0.27% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: TIMOTHY MARTIN BROWN | 2412 NEWTOWN DR HARRISBURG, PA 17110 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $473 | $46 | $519 | 0.20% |
| DUNBAR MCELHINNY HELSLEY JR3 | 260 BLOSSOM HILL DRIVE LANCASTER, PA 17601 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $249 | — | $249 | 0.10% |
| LOUIS MAURICE MOULTREY3 | 209 S CHEVIOT WAY RED LION, PA 17356 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $247 | — | $247 | 0.10% |
| THAOMAS F HAYES3 | 2205 OREGON PIKE LANCASTER, PA 17601 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $176 | $37 | $213 | 0.08% |
| LANCE A BRADLEY3 Filed as: LANCE BRADLEY | 2028 MOUNT VERNON CIRCLE HARRISBURG, PA 17110 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $187 | $16 | $203 | 0.08% |
| BRENT L GOODE3 Filed as: BRENT MCVICKER | 73 KATYDID LANE MORGANTOWN, PA 19543 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $183 | — | $183 | 0.07% |
| DAVID J MCCLELLAN3 Filed as: DAVID MCCLELLAN | 114 ROYAL HORSE WAY REINHOLDS, PA 17569 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $142 | — | $142 | 0.06% |
| ERIC DENNIS TEREO3 | 21 WINDEMERE CT ELIZABETHTOWN, PA 17022 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $132 | $1 | $133 | 0.05% |
| TANYA WISHARD3 | PO BOX 307 CODORUS, PA 17311 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $120 | — | $120 | 0.05% |
| VINCENT J ROWAN3 Filed as: VINCENT ROWAN | 4447 EAST THOMPSON STREET PHILADELPHIA, PA 19137 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $103 | — | $103 | 0.04% |
| SOLOFSKY FINANCIAL GROUP LLC3 Filed as: SOLOFSKY FINANCIAL GROUP, LLC | 4030 CHURCH ROAD EASTON, PA 18045 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $71 | — | $71 | 0.03% |
| JAMES BARTLETT LLC3 Filed as: JAMES BARTLETT | 3138 GREENRIDGE DRIVE LANCASTER, PA 17601 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $35 | — | $35 | 0.01% |
| AMANDA LEE TEREO3 | 21 WINDEMERE CT ELIZABETHTOWN, PA 17022 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $32 | — | $32 | 0.01% |
| MARY-JOYCE LICATA3 Filed as: MARY J YARNELL | 170 E HAMILTON LN BATTLE CREEK, MI 49015 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $28 | $4 | $32 | 0.01% |
| RONALD OLIANO3 | 9 LONDON COURT NEWTOWN, PA 18940 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $26 | — | $26 | 0.01% |
| ZACHERY EUGENE VICKERS3 | 24 S LOCUST ST MARIETTA, PA 17547 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $23 | — | $23 | 0.01% |
| ARDENA L MCVICKER3 Filed as: ARDENA MCVICKER | 73 KATYDID LANE MORGANTOWN, PA 19543 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $14 | — | $14 | 0.01% |
| R W BUTTERFIELD3 | 150 E GLENN RD DRY PRONG, LA 71423 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $0 | — | $0 | 0.00% |
| AMERICAN INSURANCE ADMINISTRATORS3 | 4550 LENA DRIVE MECHANICSBURG, PA 17055 | AFLAC | $38K | — | $38K | 21.75% |
| J D LUEDTKE INC3 | 313 4TH ST HANOVER, PA 17331 | AFLAC | $14K | $147 | $14K | 8.33% |
| FOCUS HRO LLC3 | 4081 ROSEWALL CT HARRISBURG, PA 17112 | AFLAC | $7K | — | $7K | 4.19% |
| TAMMY MEYERS3 | 537 BRANDT AVE, APT A NEW CUMBERLAND, PA 17070 | AFLAC | $4K | $338 | $4K | 2.22% |
| ANTHONY S ALMODOVAR3 | 3605 VARTAN WAY, STE 304 HARRISBURG, PA 17110 | AFLAC | $4K | — | $4K | 2.17% |
| EARMON ALLEN JOHNSON3 | 516 RYAN DR HARRISBURG, PA 17112 | AFLAC | $3K | $13 | $3K | 1.68% |
| JAMES HARMON3 | 393 DICKENS DR LANCASTER, PA 17603 | AFLAC | $3K | $37 | $3K | 1.46% |
| DIANNE L MARTIN3 | 125 MANOR ST HARRISBURG, PA 17110 | AFLAC | $2K | — | $2K | 1.16% |
| DAVID R PONTA3 | 145 S DUKE ST, STE B YORK, PA 17401 | AFLAC | $2K | $21 | $2K | 1.07% |
| JENNIFER LYNN TURNER3 | 1729 N 24TH ST HARRISBURG, PA 17109 | AFLAC | $1K | $11 | $1K | 0.72% |
| MICHELLE L MANNIX3 | 485 STATE ST, APT B STEELTON, PA 17113 | AFLAC | $1K | $13 | $1K | 0.60% |
| HEIDI COOK3 | 7417 VIEW CREST DR HARRISBURG, PA 17112 | AFLAC | $840 | $53 | $893 | 0.51% |
| TATIANA VICTORIA LEITZEL3 | 311 N HIGH ST DUNCANNON, PA 17020 | AFLAC | $571 | $40 | $611 | 0.35% |
| DIANNE L MARTIN3 | 125 MANOR ST HARRISBURG, PA 17110 | AFLAC | $515 | — | $515 | 0.30% |
| QUILAN DUANE HAMILTON3 | 54 S 6TH ST MOUNT WOLF, PA 17347 | AFLAC | $475 | $20 | $495 | 0.29% |
| JENNIFER LYNN TURNER3 | 1729 N 24TH ST HARRISBURG, PA 17109 | AFLAC | $310 | — | $310 | 0.18% |
| HEIDI COOK3 | 7417 VIEW CREST DR HARRISBURG, PA 17112 | AFLAC | $218 | — | $218 | 0.13% |
| AMERICAN INSURANCE ADMINISTRATORS3 | 4550 LENA DRIVE MECHANICSBURG, PA 17055 | THE LINCOLN NATIONAL LIFE INSURANCE CO. | $10K | — | $10K | 10.00% |
| AMERICAN INSURANCE ADMINISTRATORS3 | 4550 LENA DRIVE MECHANICSBURG, PA 17055 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| AMERICAN INSURANCE ADMINISTRATORS3 | 4550 LENA DRIVE MECHANICSBURG, PA 17055 | THE LINCOLN NATIONAL LIFE INSURANCE CO. | $3K | — | $3K | 15.00% |
| AMERICAN INSURANCE ADMINISTRATORS3 | 4550 LENA DRIVE MECHANICSBURG, PA 17055 | THE LINCOLN NATIONAL LIFE INSURANCE CO. | $289 | — | $289 | 10.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 874 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 874 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO. | 1,754 | $6.8M |
| Dental | UNITED CONCORDIA INSURANCE COMPANY | 1,659 | $375K |
| Vision | HM LIFE INSURANCE CO. | 1,598 | $78K |
| Life insurance(3 contracts, 3 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE CO. | 874 | $454K |
| Short-term disability | AFLAC | 441 | $174K |
| Long-term disability(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE CO. | 121 | $24K |
| Other(3 contracts, 3 carriers) | AFLAC | 920 | $297K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,754 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.