| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROKER BENEFIT SOLUTIONS INC3 | 4550 LENA DRIVE MECHANICSBURG, PA 17055 | AETNA LIFE INSURANCE CO. | $149K | — | $149K | 2.00% |
| AMERICAN INSURANCE ADMINISTRATORS3 | 4550 LENA DRIVE MECHANICSBURG, PA 17055 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $14K | — | $14K | 2.57% |
| PETRINA SKILES3 Filed as: PETRINA SKILES BENEFITS, INC. | 402 SPRINGTON WAY LANCASTER, PA 17601 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $10K | — | $10K | 1.88% |
| LAWRENCE PRICHARD3 | 110 BRIDAL PATH NEW HOLLAND, PA 17557 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $6K | — | $6K | 1.11% |
| CYNTHIA WHALEN3 | 123 PINE VALLEY DR MIDDLETOWN, DE 19709 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $4K | — | $4K | 0.68% |
| CATHY GOOD3 | 311 BOWIE STREET AUSTIN, TX 78703 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $2K | — | $2K | 0.33% |
| STEPHEN RICHARD HAILS3 | 31 W WESNER RD BLANDON, PA 19510 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $1K | — | $1K | 0.28% |
| WILLIAM E GOOD3 Filed as: WILLIAM GOOD | 311 BOWIE STREET AUSTIN, TX 78703 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $1K | — | $1K | 0.27% |
| T NASH SKILES INC3 | 1574 LITITZ PIKE LANCASTER, PA 17601 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $728 | $647 | $1K | 0.26% |
| EDWARD P DOUGHERTY INC3 Filed as: EDWARD P. DOUGHERTY, INC. | 4550 PRESTWICK DR READING, PA 19606 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $1K | — | $1K | 0.24% |
| DUNBAR MCELHINNY HELSLEY JR3 | 260 BLOSSOM HILL DRIVE LANCASTER, PA 17601 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $1K | — | $1K | 0.23% |
| BENECHOICE ENROLLMENT SOLUTIONS3 Filed as: BENECHOICE ENROLLMENT SOLUTIONS INC | 1574 LITITZ PIKE LANCASTER, PA 17601 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $757 | $235 | $992 | 0.19% |
| LINDSAY ANNE DEJESUS3 | 217 NORTH PITT ST MANHEIM, PA 17545 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $770 | — | $770 | 0.14% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: TIMOTHY MARTIN BROWN | 2412 NEWTOWN DR HARRISBURG, PA 17110 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $318 | $158 | $476 | 0.09% |
| ZACHERY EUGENE VICKERS3 | 24 S LOCUST ST MARIETTA, PA 17547 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $355 | $110 | $465 | 0.09% |
| BRENT L GOODE3 Filed as: BRENT MCVICKER | 73 KATYDID LANE MORGANTOWN, PA 19543 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $328 | — | $328 | 0.06% |
| DAVID J MCCLELLAN3 Filed as: DAVID MCCLELLAN | 114 ROYAL HORSE WAY REINHOLDS, PA 17569 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $265 | — | $265 | 0.05% |
| LOUIS MAURICE MOULTREY3 | 209 S CHEVIOT WAY RED LION, PA 17356 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $229 | — | $229 | 0.04% |
| TANYA WISHARD3 | PO BOX 307 CODORUS, PA 17311 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $216 | — | $216 | 0.04% |
| SOLOFSKY FINANCIAL GROUP LLC3 Filed as: SOLOFSKY FINANCIAL GROUP, LLC | 4030 CHURCH ROAD EASTON, PA 18045 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $202 | — | $202 | 0.04% |
| LANCE A BRADLEY3 Filed as: LANCE BRADLEY | 2028 MOUNT VERNON CIRCLE HARRISBURG, PA 17110 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $139 | $27 | $166 | 0.03% |
| THAOMAS F HAYES3 | 2205 OREGON PIKE LANCASTER, PA 17601 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $113 | $16 | $129 | 0.02% |
| JAMES BARTLETT LLC3 Filed as: JAMES BARTLETT | 3138 GREENRIDGE DRIVE LANCASTER, PA 17601 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $63 | — | $63 | 0.01% |
| RONALD OLIANO3 | 9 LONDON COURT NEWTOWN, PA 18940 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $53 | — | $53 | 0.01% |
| ERIC DENNIS TEREO3 | 21 WINDEMERE CT ELIZABETHTOWN, PA 17022 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $34 | $5 | $39 | 0.01% |
| VINCENT J ROWAN3 Filed as: VINCENT ROWAN | 4447 EAST THOMPSON STREET PHILADELPHIA, PA 19137 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $32 | — | $32 | 0.01% |
| AMANDA LEE TEREO3 | 21 WINDEMERE CT ELIZABETHTOWN, PA 17022 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $24 | $2 | $26 | 0.00% |
| ARDENA L MCVICKER3 Filed as: ARDENA MCVICKER | 73 KATYDID LANE MORGANTOWN, PA 19543 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $24 | — | $24 | 0.00% |
| MARY-JOYCE LICATA3 Filed as: MARY J YARNELL | 170 E HAMILTON LN BATTLE CREEK, MI 49015 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $18 | $5 | $23 | 0.00% |
| STEPHEN M HENSS LLC3 Filed as: STEPHEN M. HENSS, LLC | 44 HERSHEY LANE PARKSBURG, PA 19365 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $10 | — | $10 | 0.00% |
| R W BUTTERFIELD3 | 150 E GLENN RD DRY PRONG, LA 71423 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $1 | — | $1 | 0.00% |
| AMERICAN INSURANCE ADMINISTRATORS3 | 4550 LENA DRIVE MECHANICSBURG, PA 17055 | THE LINCOLN NATIONAL LIFE INSURANCE CO. | $28K | $5K | $33K | 11.86% |
| AMERICAN INSURANCE ADMINISTRATORS3 | 4550 LENA DRIVE MECHANICSBURG, PA 17055 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $7K | $2K | $9K | 12.23% |
| AMERICAN INSURANCE ADMINISTRATORS3 | 4550 LENA DRIVE MECHANICSBURG, PA 17055 | THE LINCOLN NATIONAL LIFE INSURANCE CO. | $10K | $1K | $11K | 17.31% |
| AMERICAN INSURANCE ADMINISTRATORS3 | 4550 LENA DRIVE MECHANICSBURG, PA 17055 | THE LINCOLN NATIONAL LIFE INSURANCE CO. | $945 | $212 | $1K | 12.25% |
| AIA AMERICAN INS ADMINISTRATORS LLC3 Filed as: AIA AMERICAN INS ADMNSTRS LLC | 4550 LENA DRIVE MECHANICSBURG, PA 17055 | LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK | $9 | — | $9 | 19.57% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| INTERFLEX PAYMENTS, LLC EIN 27-2256926 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | 2508 HIGHLANDER WAY CARROLLTON, TX 75006 | $16K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 920 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 920 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO. | 1,932 | $7.4M |
| Dental | UNITED CONCORDIA INSURANCE COMPANY | 1,947 | $445K |
| Vision | HM LIFE INSURANCE CO. | 1,677 | $86K |
| Life insurance(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE CO. | 881 | $609K |
| Long-term disability(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE CO. | 122 | $73K |
| Other(3 contracts, 3 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE CO. | 915 | $353K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,947 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.