See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 7 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CADARET GRANT & CO., INC. EIN 22-2361254 INVESTMENT MANAGER | Investment management fees paid directly by plan; Investment advisory (plan) Service code 27 | 100 MADISON STREET, SUITE 1300 SYRACUSE, NY 13202 | $167K |
| RAYMOND AQUILINO EIN 13-5616752 TRUSTEE | Direct payment from the plan; Employee (plan); Plan Administrator Service code 14 | 108-15 CROSS BAY BOULEVARD OZONE PARK, NY 11417 | $135K |
| NANCY MARTINEZ EIN 13-5616752 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | 108-15 CROSS BAY BOULEVARD OZONE PARK, NY 11417 | $58K |
| HENRY J. MCKAY EIN 13-5616752 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | 108-15 CROSS BAY BOULEVARD OZONE PARK, NY 11417 | $49K |
| CYNOMYS, INC. EIN 82-2668930 ACTUARY | Direct payment from the plan; Actuarial Service code 11 | 16170 POPPYSEED CIRC., UNIT 903 DELRAY BEACH, FL 33484 | $42K |
| KMR SYSTEMS CORPORATION EIN 13-3192128 COMPUTER CONSULTANT | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 6800 JERICHO TURNPIKE, SUITE 120W SYOSSET, NY 11791 | $42K |
| CIGNA HEALTH AND LIFE INSURANCE CO. EIN 59-1031071 CLAIMS PROCESSOR | Claims processing; Contract Administrator; Participant communication; Other services; Real estate brokerage; Direct payment from the plan Service code 12 | COTTAGE GROVE ROAD HARTFORD, CT 06152 | $38K |
| FUIMAN MOGILA, LLP EIN 93-1652658 LEGAL SERVICES | Legal; Direct payment from the plan Service code 29 | 5 PENN PLAZA, 23RD FLOOR NEW YORK, NY 10001 | $26K |
| CITRIN COOPERMAN & COMPANY, LLP EIN 22-2428965 ACCOUNTANT | Direct payment from the plan; Accounting (including auditing) Service code 10 | 100 JERICHO QUADRANGLE, SUITE 342 JERICHO, NY 11753 | $24K |
| D.D. SERVICES, INC. EIN 11-2705347 DENTAL SERVICES ADMIN | Plan Administrator; Claims processing; Direct payment from the plan; Employee (plan) Service code 12 | 265 POST AVENUE, SUITE 340 WESTBURY, NY 11590 | $13K |
| T.S. BOOKKEEPING SERVICES, INC. EIN 85-1222850 BOOKKEEPER | Accounting (including auditing); Direct payment from the plan Service code 10 | 1450 SOUTH COOPER ROAD, APT 2078 CHANDLER, AZ 85286 | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 434 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 434 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CIGNA LIFE INSURANCE COMPANY OF NEW YORK | 1,268 | $4.0M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 445 | $123K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 445 | $123K |
| Prescription drug | CIGNA LIFE INSURANCE COMPANY OF NEW YORK | 667 | $4.0M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 445 | $123K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,268 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.