See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 6 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 5 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CADARET GRANT & CO INC. EIN 22-2361254 INVESTMENT MANAGER | Investment advisory (plan); Investment management fees paid directly by plan Service code 27 | 100 MADISON ST, SUITE 1300 SYRACUSE, NY 13202 | $131K |
| RAYMOND AQUILINO EIN 13-5616752 TRUSTEE | Employee (plan); Plan Administrator; Direct payment from the plan Service code 14 | 108-15 CROSS BAY BOULEVARD OZONE PARK, NY 11417 | $128K |
| NANCY MARTINEZ EIN 13-5616752 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | 108-15 CROSS BAY BOULEVARD OZONE PARK, NY 11417 | $55K |
| HENRY J MCKAY EIN 13-5616752 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | 108-15 CROSS BAY BOULEVARD OZONE PARK, NY 11417 | $46K |
| CYNOMYS INC EIN 82-2668930 ACTUARY | Direct payment from the plan; Actuarial Service code 11 | 16170 POPPY SEED CIR, UNIT 902 DELRAY BEACH, FL 33484 | $42K |
| KMR SYSTEMS CORPORATION EIN 13-3192128 COMPUTER CONSULTANT | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | 6800 JERICHO TURNPIKE, SUITE 120W SYOSSET, NY 11791 | $42K |
| SLEVIN & HART PC EIN 52-1708613 LEGAL SERVICES | Legal; Direct payment from the plan Service code 29 | 14 WALL STREET, 20TH FLOOR NEW YORK, NY 10005 | $36K |
| WAGNER & ZWERMAN LLP EIN 11-2836481 ACCOUNTANT | Direct payment from the plan; Accounting (including auditing) Service code 10 | 201 OLD COUNTRY ROAD, SUITE 202 MELVILLE, NY 11747 | $19K |
| MOGILA LAW GROUP LLC EIN 87-2593727 LEGAL SERVICES | Legal; Direct payment from the plan Service code 29 | 5 PENN PLAZA NEW YORK, NY 10001 | $15K |
| TAMARA SMITH INC EIN 26-1565169 BOOKKEEPER | Accounting (including auditing); Direct payment from the plan Service code 10 | 425 N BROADWAY 367 JERICHO, NY 11753 | $10K |
| D.D. SERVICES, INC. EIN 11-2705347 DENTAL SERVICES ADMIN | Employee (plan); Claims processing; Plan Administrator; Direct payment from the plan Service code 12 | 1640 HEMPSTEAD TPKE EAST MEADOW, NY 11554 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 477 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 477 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | CIGNA LIFE INSURANCE CO. OF NEW YORK | 1,048 | $4.9M |
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 359 | $19K |
| Short-term disability | THE UNION LABOR LIFE INSURANCE COMPANY | 96 | $77K |
| Prescription drug | CIGNA LIFE INSURANCE CO. OF NEW YORK | 681 | $4.7M |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 96 | $77K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,048 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.