See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 1 contract row with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| RAYMOND AQUILINO EIN 13-5616752 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $87K |
| ARMAO LLP EIN 46-2754053 AUDITOR | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $44K |
| NANCY MARTINEZ EIN 13-5616752 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $42K |
| CIGNA HEALTH AND LIFE INSURANCE COM EIN 59-1031071 CLAIMS PROCESSOR | Claims processing; Non-monetary compensation; Contract Administrator; Other services; Participant communication; Float revenue; Direct payment from the plan Service code 12 | — | $18K |
| IE SHAFFER & CO CONSULTANTS | Direct payment from the plan; Consulting (general) Service code 16 | 830 BEAR TAVERN ROAD WEST TRENTON, NJ 08628 | $18K |
| CYNOMYS, INC. ACTUARY | Actuarial; Direct payment from the plan Service code 11 | 17 HENMAR DRIVE CLOSTER, NJ 07624 | $18K |
| PITTA & GIBLIN LLP EIN 26-3852082 ATTORNEYS | Legal; Direct payment from the plan Service code 29 | 120 BROADWAY, 28TH FLOOR NEW YORK, NY 10271 | $18K |
| D.D.S. INC. EIN 11-2705347 THIRD PARTY ADMINISTRATOR | Claims processing; Direct payment from the plan Service code 12 | — | $14K |
| TAMARA SMATH, INC BOOKKEEPER | Direct payment from the plan; Accounting (including auditing) Service code 10 | 53 ELVES LANE LEVITTOWN, NY 11756 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 290 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 290 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA | 514 | $2.2M |
| Prescription drug | CIGNA | 514 | $2.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 514 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.