See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 28 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 22 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE INSURANCE CO EIN 41-1289245 NONE | Claims processing; Direct payment from the plan; Other services Service code 12 | — | $6.1M |
| CVS CAREMARK EIN 05-0340626 NONE | Claims processing; Other services; Direct payment from the plan Service code 12 | — | $2.5M |
| CIGNA HEALTH AND LIFE INSURANCE GEM EIN 59-1031071 NONE | Claims processing; Other services; Direct payment from the plan Service code 12 | — | $1.3M |
| KELSEY-SEYBOLD CLINIC EIN 76-0602862 NONE | Claims processing; Other services Service code 12 | — | $873K |
| BEACON HEALTH OPTIONS EIN 54-1414194 NONE | Direct payment from the plan; Other services; Insurance services Service code 23 | — | $362K |
| MD ANDERSON PHYSICIANS NETWORK EIN 76-0449960 NONE | Claims processing; Other services Service code 12 | — | $175K |
| BAROLET EIN 82-4416954 NONE | Participant communication Service code 38 | — | $80K |
| PRINCIPAL TRUST COMPANY EIN 51-0099493 NONE | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $56K |
| AON EIN 22-2232264 NONE | Actuarial Service code 11 | — | $33K |
| WELLS FARGO BANK NA EIN 94-1347393 NONE | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $19K |
| TELEDOC EIN 20-1020949 NONE | Claims processing; Direct payment from the plan; Other services Service code 12 | — | $14K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 12,641 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 21,736 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 34,377 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(9 contracts, 8 carriers) | KAISER FOUNDATION HEATLH PLAN, INC. | 918 | $16.3M |
| Dental(5 contracts, 4 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 9,235 | $5.3M |
| Vision(3 contracts, 3 carriers) | VISION SERVICE PLAN | 21,661 | $10.4M |
| Life insurance(4 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 21,674 | $18.1M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 5,428 | $3.3M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 4,857 | $10.5M |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 530 | $3.9M |
| Other(9 contracts, 6 carriers) | JOHN HANCOCK LIFE INSURANCE COMPANY | 15,916 | $14.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 21,674 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.