See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 42 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 13 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE INSURANCE CO EIN 41-1289245 NONE | Other services; Direct payment from the plan; Claims processing Service code 12 | — | $25.6M |
| FIDELITY INVESTMENT INSTITUTIONAL EIN 04-2647786 NONE | Direct payment from the plan; Recordkeeping fees; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $3.6M |
| SILVERSCRIPT INSURANCE COMPANY EIN 20-2833904 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $1.8M |
| BUPA INSURANCE SERVICES LTD NONE | Direct payment from the plan; Foreign entity (e.g., an agent or broker, bank, insurance company, etc. not operating within jurisdictional boundaries of the United States); Claims processing Service code 12 | — | $1.2M |
| CIGNA HEALTH AND LIFE INS COM AND A EIN 06-0303370 NONE | Direct payment from the plan; Other services; Float revenue; Non-monetary compensation; Participant communication; Claims processing Service code 12 | — | $957K |
| MD ANDERSON PHYSICIANS NETWORK EIN 76-0449960 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $757K |
| KELSEY-SEYBOLD CLINIC EIN 76-0602862 NONE | Claims processing; Other services; Direct payment from the plan Service code 12 | — | $639K |
| VALUE OPTIONS INC EIN 54-1414194 NONE | Insurance services; Direct payment from the plan Service code 23 | — | $348K |
| BRIGHT HORIZONS EIN 04-2949680 NONE | Other services; Direct payment from the plan Service code 49 | — | $304K |
| PRICEWATERHOUSE COOPERS LLC EIN 13-4008324 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $228K |
| MEMORIAL HERMAN MEDICAL GROUP EIN 20-4923281 NONE | Other services; Direct payment from the plan; Claims processing Service code 12 | — | $202K |
| TRUVEN HEALTH ANALYTICS EIN 06-1467923 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $191K |
| TELEDOC EIN 20-1020949 NONE | Other services; Direct payment from the plan Service code 49 | — | $186K |
| GLOBAL HEALTHCARE ALLIANCE EIN 76-0525471 NONE | Recordkeeping fees; Claims processing Service code 12 | — | $175K |
| WELLS FARGO BANK NA EIN 94-1347393 NONE | Investment management fees paid indirectly by plan; Distribution (12b-1) fees; Trustee (directed); Investment management; Direct payment from the plan; Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $97K |
| TEXAS CHILDRENS PHYSICIAN GROUP EIN 26-0834681 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $75K |
| WORTHAM EIN 74-1169859 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $75K |
| TOWER WATSON EIN 53-0181291 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $71K |
| BUCK CONSULTANTS LLC EIN 13-3954297 NONE | Consulting (general); Consulting fees; Direct payment from the plan Service code 16 | — | $39K |
| THE SARGENT LAW GROUP EIN 37-1664823 NONE | Legal; Direct payment from the plan Service code 29 | — | $13K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 22,452 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 24,474 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 46,926 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(24 contracts, 14 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 6,283 | $116.3M |
| Dental(4 contracts, 4 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 16,286 | $5.9M |
| Vision(2 contracts, 2 carriers) | REGENCE BLUESHIELD | 23,711 | $10.3M |
| Life insurance(4 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 36,910 | $24.2M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 11,795 | $5.3M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 10,599 | $11.8M |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 1,049 | $5.2M |
| Other(9 contracts, 6 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 25,627 | $17.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 36,910 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.