| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIE J ALEXANDER3 | P O BOX 926215 HOUSTON, TX 772926215 | AETNA HEALTH, INC. | $133K | — | $133K | 0.00% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN L WORTHAM & SONS LLC | P O BOX 301598 DALLAS, TX 75303 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | -$14 | $238K | $238K | 1.16% |
| WILLIE ALEXANDER3 | P O BOX 926215 HOUSTON, TX 77292 | KAISER FOUNDATION HEALTH PLAN INC | $143K | — | $143K | 0.87% |
| WILLIE ALEXANDER3 | P O BOX 926215 HOUSTON, TX 77292 | METROPOLITAN LIFE INSURANCE COMPANY | $224K | $142K | $365K | 3.22% |
| WILLIE J ALEXANDER3 | P O BOX 926215 HOUSTON, TX 77292 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | $21K | — | $21K | 0.30% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN L WORTHAM & SON LP | P O BOX 1388 HOUSTON, TX 77251 | REGENCE BLUESHIELD | $17K | — | $17K | 0.25% |
| WILLIE ALEXANDER3 | P O BOX 926215 HOUSTON, TX 77292 | KAISER FOUNDATION HEALTH PLAN, INC. | $22K | — | $22K | 0.57% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN L WORTHAM & SON L.L.P. | P O BOX 301598 DALLAS, TX 75303 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $105K | — | $105K | 3.00% |
| RBK SERVICES LLC3 Filed as: RBK SERVICES | 718 WESTCOTT STREET HOUSTON, TX 77007 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | -$14 | — | -$14 | -0.00% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN L WORTHAM & SONS LLC | P O BOX 301598 DALLAS, TX 75303 | JOHN HANCOCK LIFE INSURANCE COMPANY | $51K | — | $51K | 1.50% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF SEIBELS & WILLIAMS INC | 3850 N CAUSEWAY BLVD STE 1970 METERIE, LA 700028103 | AMERITAS LIFE INSURANCE COMPANY | $67K | — | $67K | 7.48% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF SEIBELS & WILLIAMS INC | 2211 7TH AVE SOUTH BIRMINGHAM, AL 352332310 | AMERITAS LIFE INSURANCE COMPANY | — | $12K | $12K | 1.36% |
| WILLIE J ALEXANDER3 | P O BOX 926215 HOUSTON, TX 77292 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $17 | — | $17 | 0.01% |
| THE LYNN COMPANY3 Filed as: LYNN COMPANY | P O BOX 1966 BAKERSFIELD, CA 93303 | DELTA DENTAL OF CALIFORNIA | $666 | — | $666 | 7.49% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE INSURANCE CO EIN 41-1289245 NONE | Other services; Direct payment from the plan; Claims processing Service code 12 | — | $19.7M |
| FIDELITY INVESTMENT INSTITUTIONAL EIN 04-2647786 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan; Recordkeeping fees Service code 15 | — | $2.6M |
| SILVERSCRIPT INSURANCE COMPANY EIN 20-2833904 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $1.8M |
| CIGNA HEALTH & LIFE INS COM DENTAL EIN 06-0303370 NONE | Other services; Non-monetary compensation; Claims processing; Direct payment from the plan; Float revenue; Participant communication Service code 12 | — | $1.6M |
| KELSEY-SEYBOLD CLINIC EIN 76-0602862 NONE | Other services; Direct payment from the plan; Claims processing Service code 12 | — | $902K |
| CIGNA HEALTH AND LIFE INSURANCE GEM EIN 59-1031071 NONE | Other services; Claims processing; Direct payment from the plan Service code 12 | — | $709K |
| MD ANDERSON PHYSICIANS NETWORK EIN 76-0449960 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $582K |
| BEACON HEALTH OPTIONS EIN 54-1414194 NONE | Direct payment from the plan; Insurance services Service code 23 | — | $513K |
| BRIGHT HORIZONS EIN 04-2949680 NONE | Direct payment from the plan; Other services Service code 49 | — | $366K |
| CIGNA HEALTHCARE AND LIFE INS BWAS EIN 59-1031071 NONE | Direct payment from the plan; Claims processing; Other services Service code 12 | — | $339K |
| ERNST & YOUNG LLP EIN 34-6565596 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $230K |
| INTERNATIONAL BUSINESS MACHINE CORP EIN 13-0871985 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $221K |
| WAGEWORKS EIN 94-3351864 NONE | Claims processing; Recordkeeping fees Service code 12 | — | $178K |
| TELEDOC EIN 20-1020949 NONE | Other services; Direct payment from the plan Service code 49 | — | $176K |
| MEMORIAL HERMAN MEDICAL GROUP EIN 20-4923281 NONE | Direct payment from the plan; Other services; Claims processing Service code 12 | — | $172K |
| GLOBAL HEALTHCARE ALLIANCE EIN 76-0525471 NONE | Claims processing; Recordkeeping fees Service code 12 | — | $158K |
| MERCER EIN 34-2015463 NONE | Actuarial; Direct payment from the plan; Consulting (pension) Service code 11 | — | $91K |
| CAREMARK EIN 05-0340626 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $86K |
| TEXAS CHILDRENS PHYSICIAN GROUP EIN 26-0834681 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $75K |
| WELLS FARGO BANK NA EIN 94-1347393 NONE | Trustee (directed); Trustee (bank, trust company, or similar financial institution); Direct payment from the plan; Investment management fees paid indirectly by plan; Distribution (12b-1) fees; Investment management Service code 21 | — | $74K |
| HEALTH TRANSFORMATION ALLIANCE EIN 47-4919337 NONE | Other fees; Consulting (general) Service code 16 | — | $25K |
| BAKER BOTTS EIN 74-1195457 NONE | Legal; Direct payment from the plan Service code 29 | — | $11K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 17,517 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 24,862 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 42,379 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(18 contracts, 13 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 2,287 | $66.7M |
| Dental(4 contracts, 4 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 12,672 | $5.7M |
| Vision(3 contracts, 3 carriers) | REGENCE BLUESHIELD | 23,060 | $19.2M |
| Life insurance(4 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 29,791 | $21.9M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 8,423 | $4.5M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 7,793 | $11.3M |
| Prescription drug(2 contracts, 2 carriers) | REGENCE BLUESHIELD | 1,046 | $13.3M |
| Other(9 contracts, 6 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 21,288 | $18.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 29,791 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.