| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIE J ALEXANDER3 | P O BOX 926215 HOUSTON, TX 772926215 | AETNA HEALTH, INC. | $136K | — | $136K | 0.30% |
| WILLIE ALEXANDER3 | P O BOX 926215 HOUSTON, TX 77292 | KAISER FOUNDATION HEALTH PLAN INC | $149K | — | $149K | 0.88% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN L WORTHAM & SONS LLC | P O BOX 301598 DALLAS, TX 75303 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | — | $112K | $112K | 0.69% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH WORTHM | P O BOX 301598 DALLAS, TX 75303 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | — | $77K | $77K | 0.47% |
| WILLIE ALEXANDER3 | P O BOX 926215 HOUSTON, TX 77292 | METROPOLITAN LIFE INSURANCE COMPANY | $264K | $104K | $368K | 2.75% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA INC | P O BOX 1388 HOUSTON, TX 77251 | REGENCE BLUESHIELD | $17K | — | $17K | 0.24% |
| WILLIE J ALEXANDER3 | P O BOX 926215 HOUSTON, TX 77292 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | $19K | — | $19K | 0.31% |
| WILLIE ALEXANDER3 | P O BOX 926215 HOUSTON, TX 77292 | KAISER FOUNDATION HEALTH PLAN, INC. | $23K | — | $23K | 0.59% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN L WORTHAM & SONS LLC | P O BOX 301598 DALLAS, TX 75303 | JOHN HANCOCK LIFE INSURANCE COMPANY | $50K | — | $50K | 1.37% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN L WORTHAM & SON L.L.P. | P O BOX 301598 DALLAS, TX 75303 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $232K | — | $232K | 6.70% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH WORTHAM | P O BOX 301598 DALLAS, TX 75303 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $31K | — | $31K | 0.90% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SVCS INC | 3390 UNIVERSITY AVE STE 300 RIVERSIDE, CA 92501 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $33K | $49K | $82K | 8.35% |
| KEVIN B GARRETT3 | 3390 UNIVERSITY AVE #300 RIVERSIDE, CA 92501 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $16K | — | $16K | 1.64% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF SEIBELS & WILLIAMS INC | 3850 N CAUSEWAY BLVD STE 1970 METERIE, LA 700028103 | AMERITAS LIFE INSURANCE COMPANY | $43K | — | $43K | 5.00% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | P O BOX 27149 GREENVILLE, SC 29616 | AMERITAS LIFE INSURANCE COMPANY | — | $6K | $6K | 0.68% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF SEIBELS & WILLIAMS INC | 2211 7TH AVE SOUTH BIRMINGHAM, AL 352332310 | AMERITAS LIFE INSURANCE COMPANY | — | $5K | $5K | 0.63% |
| WILLIE J ALEXANDER3 | P O BOX 926215 HOUSTON, TX 77292 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | -$3 | — | -$3 | -0.00% |
| THE LYNN COMPANY3 Filed as: LYNN COMPANY | P O BOX 1966 BAKERSFIELD, CA 93303 | DELTA DENTAL OF CALIFORNIA | $770 | — | $770 | 7.50% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE INSURANCE CO EIN 41-1289245 NONE | Direct payment from the plan; Other services; Claims processing Service code 12 | — | $20.5M |
| FIDELITY INVESTMENT INSTITUTIONAL EIN 04-2647786 NONE | Recordkeeping fees; Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $2.7M |
| SILVERSCRIPT INSURANCE COMPANY EIN 20-2833904 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $1.5M |
| CIGNA HEALTH & LIFE INS COM DENTAL EIN 06-0303370 NONE | Non-monetary compensation; Other services; Float revenue; Participant communication; Direct payment from the plan; Claims processing Service code 12 | — | $1.2M |
| KELSEY-SEYBOLD CLINIC EIN 76-0602862 NONE | Claims processing; Direct payment from the plan; Other services Service code 12 | — | $918K |
| CIGNA HEALTH AND LIFE INSURANCE GEM EIN 59-1031071 NONE | Direct payment from the plan; Other services; Claims processing Service code 12 | — | $770K |
| MD ANDERSON PHYSICIANS NETWORK EIN 76-0449960 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $737K |
| BEACON HEALTH OPTIONS EIN 54-1414194 NONE | Insurance services; Direct payment from the plan Service code 23 | — | $626K |
| BRIGHT HORIZONS EIN 04-2949680 NONE | Other services; Direct payment from the plan Service code 49 | — | $589K |
| CIGNA HEALTHCARE AND LIFE INS BWAS EIN 59-1031071 NONE | Other services; Claims processing; Direct payment from the plan Service code 12 | — | $377K |
| WAGEWORKS EIN 94-3351864 NONE | Recordkeeping fees; Claims processing Service code 12 | — | $315K |
| ERNST & YOUNG LLP EIN 34-6565596 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $230K |
| INTERNATIONAL BUSINESS MACHINE CORP EIN 13-0871985 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $219K |
| TELEDOC EIN 20-1020949 NONE | Other services; Direct payment from the plan Service code 49 | — | $197K |
| MERCER EIN 34-2015463 NONE | Direct payment from the plan; Consulting (pension); Actuarial Service code 11 | — | $196K |
| GLOBAL HEALTHCARE ALLIANCE EIN 76-0525471 NONE | Recordkeeping fees; Claims processing Service code 12 | — | $155K |
| MEMORIAL HERMAN MEDICAL GROUP EIN 20-4923281 NONE | Direct payment from the plan; Other services; Claims processing Service code 12 | — | $108K |
| TEXAS CHILDRENS PHYSICIAN GROUP EIN 26-0834681 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $75K |
| WELLS FARGO BANK NA EIN 94-1347393 NONE | Investment management; Trustee (bank, trust company, or similar financial institution); Distribution (12b-1) fees; Investment management fees paid indirectly by plan; Direct payment from the plan; Trustee (directed) Service code 21 | — | $74K |
| HEALTH TRANSFORMATION ALLIANCE EIN 47-4919337 NONE | Other fees; Consulting (general) Service code 16 | — | $31K |
| OCHSNER CLINIC FOUNDATION EIN 72-0502505 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $25K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 17,575 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 24,772 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 42,347 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(18 contracts, 13 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 2,280 | $61.7M |
| Dental(4 contracts, 3 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 12,177 | $20.7M |
| Vision(3 contracts, 3 carriers) | REGENCE BLUESHIELD | 23,536 | $19.1M |
| Life insurance(4 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 29,914 | $22.2M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 8,198 | $4.6M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 7,577 | $13.4M |
| Prescription drug(2 contracts, 2 carriers) | REGENCE BLUESHIELD | 1,040 | $13.1M |
| Other(9 contracts, 6 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 21,721 | $18.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 29,914 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.