| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIE J ALEXANDER3 | P O BOX 926215 HOUSTON, TX 772926215 | AETNA HEALTH, INC. | $137K | — | $137K | 0.30% |
| WILLIE ALEXANDER3 | P O BOX 926215 HOUSTON, TX 77292 | METROPOLITAN LIFE INSURANCE COMPANY | $244K | $217K | $462K | 3.82% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH WORTHAM | P O BOX 301598 DALLAS, TX 75303 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | — | $86K | $86K | 1.17% |
| WILLIE ALEXANDER3 | P O BOX 926215 HOUSTON, TX 77292 | KAISER FOUNDATION HEALTH PLAN INC | $45K | — | $45K | 0.77% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA INC | POBOX 1388 HOUSTON, TX 77251 | REGENCE BLUESHIELD | $15K | — | $15K | 0.26% |
| WILLIE J ALEXANDER3 | P O BOX 926215 HOUSTON, TX 77292 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | $14K | — | $14K | 0.30% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN L WORTHAM & SONS LLC | P O BOX 301598 DALLAS, TX 75303 | JOHN HANCOCK LIFE INSURANCE COMPANY | $54K | — | $54K | 1.44% |
| WILLIE ALEXANDER3 | P O BOX 926215 HOUSTON, TX 77292 | KAISER FOUNDATION HEALTH PLAN, INC. | $17K | — | $17K | 0.58% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH WORTHAM | P O BOX 301598 DALLAS, TX 75303 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $293K | — | $293K | 10.01% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SERVICES | — | DELTA DENTAL INSURANCE COMPANY | $50K | — | $50K | 5.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 B CAUSEWAY BLVD STE 300 METAIRIE, LA 700023531 | AMERITAS LIFE INSURANCE COMPANY | $72K | — | $72K | 8.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SERVICE | 40 E ALAMAR AVE SANTA BARBARA, CA 931053400 | AMERITAS LIFE INSURANCE COMPANY | $34K | — | $34K | 3.73% |
| THE LYNN COMPANY3 Filed as: LYNN COMPANY | — | DELTA DENTAL OF CALIFORNIA | $483 | — | $483 | 4.53% |
| ROBERT LYNN COMPANY, INC.3 Filed as: ROBERT LYNN COMPANY | P O BOX 1966 BAKERSFIELD, CA 93303 | DELTA DENTAL OF CALIFORNIA | $316 | — | $316 | 2.97% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE INSURANCE CO EIN 41-1289245 NONE | Direct payment from the plan; Other services; Claims processing Service code 12 | — | $10.5M |
| CVS CAREMARK EIN 05-0340626 NONE | Other services; Direct payment from the plan; Claims processing Service code 12 | — | $2.3M |
| CIGNA HEALTH AND LIFE INSURANCE GEM EIN 59-1031071 NONE | Direct payment from the plan; Claims processing; Other services Service code 12 | — | $1.9M |
| KELSEY-SEYBOLD CLINIC EIN 76-0602862 NONE | Claims processing; Other services Service code 12 | — | $948K |
| BEACON HEALTH OPTIONS EIN 54-1414194 NONE | Direct payment from the plan; Other services; Insurance services Service code 23 | — | $730K |
| MD ANDERSON PHYSICIANS NETWORK EIN 76-0449960 NONE | Other services; Claims processing Service code 12 | — | $681K |
| TELEDOC EIN 20-1020949 NONE | Direct payment from the plan; Other services; Claims processing Service code 12 | — | $182K |
| WELLS FARGO BANK NA EIN 94-1347393 NONE | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $74K |
| TEXAS CHILDRENS PHYSICIAN GROUP EIN 26-0834681 NONE | Direct payment from the plan; Claims processing; Other services Service code 12 | — | $56K |
| INTERNATIONAL BUSINESS MACHINE CORP EIN 13-0871985 NONE | Consulting (general) Service code 16 | — | $51K |
| BAROLET EIN 82-4416954 NONE | Participant communication Service code 38 | — | $36K |
| AON EIN 22-2232264 NONE | Actuarial Service code 11 | — | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 13,401 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 20,700 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 34,101 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(13 contracts, 10 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 18,172 | $39.5M |
| Dental(5 contracts, 4 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 10,597 | $12.3M |
| Vision(3 contracts, 3 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 23,229 | $17.9M |
| Life insurance(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 24,194 | $20.2M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 6,231 | $4.0M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 5,615 | $12.1M |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 1,048 | $6.4M |
| Other(8 contracts, 6 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 17,722 | $17.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 24,194 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.