See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 30 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 14 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE INSURANCE CO EIN 41-1289245 NONE | Claims processing; Direct payment from the plan; Other services Service code 12 | — | $10.5M |
| CVS CAREMARK EIN 05-0340626 NONE | Claims processing; Direct payment from the plan; Other services Service code 12 | — | $2.3M |
| CIGNA HEALTH AND LIFE INSURANCE GEM EIN 59-1031071 NONE | Other services; Direct payment from the plan; Claims processing Service code 12 | — | $1.9M |
| KELSEY-SEYBOLD CLINIC EIN 76-0602862 NONE | Claims processing; Other services Service code 12 | — | $948K |
| BEACON HEALTH OPTIONS EIN 54-1414194 NONE | Direct payment from the plan; Other services; Insurance services Service code 23 | — | $730K |
| MD ANDERSON PHYSICIANS NETWORK EIN 76-0449960 NONE | Claims processing; Other services Service code 12 | — | $681K |
| TELEDOC EIN 20-1020949 NONE | Other services; Claims processing; Direct payment from the plan Service code 12 | — | $182K |
| WELLS FARGO BANK NA EIN 94-1347393 NONE | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $74K |
| TEXAS CHILDRENS PHYSICIAN GROUP EIN 26-0834681 NONE | Other services; Direct payment from the plan; Claims processing Service code 12 | — | $56K |
| INTERNATIONAL BUSINESS MACHINE CORP EIN 13-0871985 NONE | Consulting (general) Service code 16 | — | $51K |
| BAROLET EIN 82-4416954 NONE | Participant communication Service code 38 | — | $36K |
| AON EIN 22-2232264 NONE | Actuarial Service code 11 | — | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 13,401 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 20,700 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 34,101 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(13 contracts, 10 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 18,172 | $39.5M |
| Dental(5 contracts, 4 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 10,597 | $12.3M |
| Vision(3 contracts, 3 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 23,229 | $17.9M |
| Life insurance(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 24,194 | $20.2M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 6,231 | $4.0M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 5,615 | $12.1M |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 1,048 | $6.4M |
| Other(8 contracts, 6 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 17,722 | $17.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 24,194 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.