| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIE J ALEXANDER3 | P O BOX 926215 HOUSTON, TX 772926215 | AETNA HEALTH, INC. | $142K | — | $142K | 0.30% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN L WORTHAM & SONS LLC | P O BOX 301598 DALLAS, TX 75303 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $0 | $157K | $157K | 1.16% |
| WILLIE ALEXANDER3 | P O BOX 926215 HOUSTON, TX 77292 | METROPOLITAN LIFE INSURANCE COMPANY | $261K | $257K | $518K | 4.00% |
| WILLIE ALEXANDER3 | P O BOX 926215 HOUSTON, TX 77292 | KAISER FOUNDATION HEALTH PLAN INC | $58K | — | $58K | 0.68% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA INC | P O BOX 1388 HOUSTON, TX 77251 | REGENCE BLUESHIELD | $17K | — | $17K | 0.26% |
| WILLIE J ALEXANDER3 | P O BOX 926215 HOUSTON, TX 77292 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | $18K | — | $18K | 0.30% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN L WORTHAM & SONS LLC | P O BOX 301598 DALLAS, TX 75303 | JOHN HANCOCK LIFE INSURANCE COMPANY | $51K | — | $51K | 1.41% |
| WILLIE ALEXANDER3 | P O BOX 926215 HOUSTON, TX 77292 | KAISER FOUNDATION HEALTH PLAN, INC. | $20K | — | $20K | 0.56% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH WORTHAM | P O BOX 301598 DALLAS, TX 75303 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $318K | — | $318K | 10.01% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SVCS INC | 3390 UNIVERSITY AVE STE 300 RIVERSIDE, CA 92501 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $49K | — | $49K | 5.12% |
| KEVIN B GARRETT3 | 3390 UNIVERSITY AVE #300 RIVERSIDE, CA 92501 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $48K | — | $48K | 5.00% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF SEIBELS & WILLIAMS INC | 3850 N CAUSEWAY BLVD STE 1970 METERIE, LA 700028103 | AMERITAS LIFE INSURANCE COMPANY | $29K | — | $29K | 3.32% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF SEIBELS & WILLIAMS INC | 2211 7TH AVE SOUTH BIRMINGHAM, AL 352332310 | AMERITAS LIFE INSURANCE COMPANY | $25K | — | $25K | 2.92% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | P O BOX 27149 GREENVILLE, SC 29616 | AMERITAS LIFE INSURANCE COMPANY | $12K | — | $12K | 1.36% |
| WILLIE J ALEXANDER3 | P O BOX 926215 HOUSTON, TX 77292 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | -$13 | — | -$13 | -0.01% |
| THE LYNN COMPANY3 Filed as: LYNN COMPANY | P O BOX 1966 BAKERSFIELD, CA 93303 | DELTA DENTAL OF CALIFORNIA | $707 | — | $707 | 8.20% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE INSURANCE CO EIN 41-1289245 NONE | Claims processing; Other services; Direct payment from the plan Service code 12 | — | $10.1M |
| CVS CAREMARK EIN 05-0340626 NONE | Direct payment from the plan; Other services; Claims processing Service code 12 | — | $2.2M |
| CIGNA HEALTH AND LIFE INSURANCE GEM EIN 59-1031071 NONE | Direct payment from the plan; Claims processing; Other services Service code 12 | — | $1.8M |
| KELSEY-SEYBOLD CLINIC EIN 76-0602862 NONE | Other services; Claims processing Service code 12 | — | $870K |
| MD ANDERSON PHYSICIANS NETWORK EIN 76-0449960 NONE | Claims processing; Other services Service code 12 | — | $688K |
| BEACON HEALTH OPTIONS EIN 54-1414194 NONE | Direct payment from the plan; Other services; Insurance services Service code 23 | — | $587K |
| ERNST & YOUNG LLP EIN 34-6565596 NONE | Accounting (including auditing) Service code 10 | — | $230K |
| INTERNATIONAL BUSINESS MACHINE CORP EIN 13-0871985 NONE | Consulting (general) Service code 16 | — | $188K |
| TELEDOC EIN 20-1020949 NONE | Direct payment from the plan; Claims processing; Other services Service code 12 | — | $174K |
| TEXAS CHILDRENS PHYSICIAN GROUP EIN 26-0834681 NONE | Direct payment from the plan; Claims processing; Other services Service code 12 | — | $75K |
| WELLS FARGO BANK NA EIN 94-1347393 NONE | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $74K |
| MEMORIAL HERMAN MEDICAL GROUP EIN 20-4923281 NONE | Other services; Claims processing Service code 12 | — | $45K |
| AON EIN 22-2232264 NONE | Actuarial Service code 11 | — | $12K |
| CIGNA | Non-monetary compensation; Named fiduciary; Participant communication; Float revenue; Direct payment from the plan; Contract Administrator; Other services; Claims processing Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 15,582 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 20,572 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 36,154 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(16 contracts, 11 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 1,058 | $47.1M |
| Dental(5 contracts, 4 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 11,456 | $18.5M |
| Vision(3 contracts, 3 carriers) | REGENCE BLUESHIELD | 23,387 | $18.7M |
| Life insurance(4 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 27,637 | $22.0M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 7,593 | $4.5M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 6,795 | $12.9M |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 1,058 | $5.8M |
| Other(9 contracts, 7 carriers) | SIERRA HEALTH AND LIFE INSURANCE COMPANY, INC | 20,175 | $26.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 27,637 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.