| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIE J ALEXANDER3 | 50 BRIAR HOLLOW LANE SUITE 320 EAST HOUSTON, TX 77027 | COVENTRY HEALTH CARE OF LOUISIANA | $122K | — | $122K | 0.30% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN L WORTHAM & SONS LLC | P O BOX 301598 DALLAS, TX 75303 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $0 | $354K | $354K | 1.20% |
| WILLIE ALEXANDER3 | P O BOX 926215 HOUSTON, TX 77292 | KAISER FOUNDATION HEALTH PLAN INC | $118K | — | $118K | 0.85% |
| WILLIE ALEXANDER3 | P O BOX 926215 HOUSTON, TX 77292 | METROPOLITAN LIFE INSURANCE COMPANY | $225K | $225K | $450K | 4.01% |
| WILLIE J ALEXANDER3 | P O BOX 926215 HOUSTON, TX 77292 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | $25K | — | $25K | 0.30% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN L WORTHAM & SON LP | P O BOX 1388 HOUSTON, TX 77251 | REGENCE BLUESHIELD | $17K | — | $17K | 0.28% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN L WORTHAM & SON L.L.P. | P O BOX 301598 DALLAS, TX 75303 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $109K | — | $109K | 2.75% |
| RBK SERVICES LLC3 | 718 WESTCOTT STREET HOUSTON, TX 77007 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $24 | — | $24 | 0.00% |
| WILLIE ALEXANDER3 | P O BOX 926215 HOUSTON, TX 77292 | KAISER FOUNDATION HEALTH PLAN, INC. | $21K | — | $21K | 0.53% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN L WORTHAM & SONS LLC | P O BOX 301598 DALLAS, TX 75303 | JOHN HANCOCK LIFE INSURANCE COMPANY | $46K | — | $46K | 1.55% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF SEIBELS & WILLIAMS OF LA IN | 3850 N CAUSEWAY BLVD STE 1970 METAIRIE, LA 70002 | AMERITAS LIFE INSURANCE COMPANY | $40K | $11K | $51K | 6.43% |
| WILLIE J ALEXANDER3 | P O BOX 926215 HOUSTON, TX 77292 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $150 | — | $150 | 0.09% |
| THE LYNN COMPANY3 Filed as: LYNN COMPANY | P O BOX 1966 BAKERSFIELD, CA 93303 | DELTA DENTAL OF CALIFORNIA | $747 | — | $747 | 6.36% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE INSURANCE CO EIN 41-1289245 NONE | Claims processing; Other services; Direct payment from the plan Service code 12 | — | $28.7M |
| FIDELITY INVESTMENT INSTITUTIONAL EIN 04-2647786 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Recordkeeping fees Service code 15 | — | $3.2M |
| SILVERSCRIPT INSURANCE COMPANY EIN 20-2833904 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $1.9M |
| CIGNA HEALTH AND LIFE INS COM AND A EIN 06-0303370 NONE | Direct payment from the plan; Float revenue; Non-monetary compensation; Claims processing; Participant communication; Other services Service code 12 | — | $992K |
| CIGNA HEALTH AND LIFE INSURANCE GEM EIN 59-1031071 NONE | Direct payment from the plan; Other services; Claims processing Service code 12 | — | $962K |
| MD ANDERSON PHYSICIANS NETWORK EIN 76-0449960 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $756K |
| KELSEY-SEYBOLD CLINIC EIN 76-0602862 NONE | Other services; Claims processing; Direct payment from the plan Service code 12 | — | $735K |
| BEACON HEALTH OPTIONS EIN 54-1414194 NONE | Direct payment from the plan; Insurance services Service code 23 | — | $427K |
| HEALTH TRANSFORMATION ALLIANCE EIN 47-4919337 NONE | Consulting (general); Other fees Service code 16 | — | $400K |
| BRIGHT HORIZONS EIN 04-2949680 NONE | Direct payment from the plan; Other services Service code 49 | — | $350K |
| CIGNA HEALTHCARE AND LIFE INS BWAS EIN 59-1031071 NONE | Other services; Direct payment from the plan; Claims processing Service code 12 | — | $303K |
| MEMORIAL HERMAN MEDICAL GROUP EIN 20-4923281 NONE | Claims processing; Other services; Direct payment from the plan Service code 12 | — | $232K |
| ERNST & YOUNG LLP EIN 34-6565596 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $230K |
| TRUVEN HEALTH ANALYTICS EIN 06-1467923 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $209K |
| TELEDOC EIN 20-1020949 NONE | Direct payment from the plan; Other services Service code 49 | — | $179K |
| GLOBAL HEALTHCARE ALLIANCE EIN 76-0525471 NONE | Recordkeeping fees; Claims processing Service code 12 | — | $174K |
| TEXAS CHILDRENS PHYSICIAN GROUP EIN 26-0834681 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $75K |
| WELLS FARGO BANK NA EIN 94-1347393 NONE | Investment management; Direct payment from the plan; Investment management fees paid indirectly by plan; Trustee (directed); Distribution (12b-1) fees; Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $74K |
| BAKER BOTTS EIN 74-1195457 NONE | Legal; Direct payment from the plan Service code 29 | — | $32K |
| PRICEWATERHOUSE COOPERS LLC EIN 13-4008324 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $10K |
| PREMIER IMS EIN 74-2193738 NONE | Other fees; Copying and duplicating Service code 36 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 21,678 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 24,632 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 46,310 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(23 contracts, 14 carriers) | COVENTRY HEALTH CARE OF LOUISIANA | 6,230 | $114.3M |
| Dental(4 contracts, 4 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 15,227 | $6.0M |
| Vision(3 contracts, 3 carriers) | REGENCE BLUESHIELD | 24,153 | $17.0M |
| Life insurance(4 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 35,617 | $23.3M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 10,916 | $5.0M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 9,994 | $11.2M |
| Prescription drug(2 contracts, 2 carriers) | REGENCE BLUESHIELD | 1,046 | $12.0M |
| Other(9 contracts, 6 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 23,958 | $18.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 35,617 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.