See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 41 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 13 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE INSURANCE CO EIN 41-1289245 NONE | Direct payment from the plan; Other services; Claims processing Service code 12 | — | $28.7M |
| FIDELITY INVESTMENT INSTITUTIONAL EIN 04-2647786 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan; Recordkeeping fees Service code 15 | — | $3.2M |
| SILVERSCRIPT INSURANCE COMPANY EIN 20-2833904 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $1.9M |
| CIGNA HEALTH AND LIFE INS COM AND A EIN 06-0303370 NONE | Other services; Direct payment from the plan; Float revenue; Participant communication; Non-monetary compensation; Claims processing Service code 12 | — | $992K |
| CIGNA HEALTH AND LIFE INSURANCE GEM EIN 59-1031071 NONE | Claims processing; Other services; Direct payment from the plan Service code 12 | — | $962K |
| MD ANDERSON PHYSICIANS NETWORK EIN 76-0449960 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $756K |
| KELSEY-SEYBOLD CLINIC EIN 76-0602862 NONE | Claims processing; Direct payment from the plan; Other services Service code 12 | — | $735K |
| BEACON HEALTH OPTIONS EIN 54-1414194 NONE | Direct payment from the plan; Insurance services Service code 23 | — | $427K |
| HEALTH TRANSFORMATION ALLIANCE EIN 47-4919337 NONE | Consulting (general); Other fees Service code 16 | — | $400K |
| BRIGHT HORIZONS EIN 04-2949680 NONE | Other services; Direct payment from the plan Service code 49 | — | $350K |
| CIGNA HEALTHCARE AND LIFE INS BWAS EIN 59-1031071 NONE | Direct payment from the plan; Other services; Claims processing Service code 12 | — | $303K |
| MEMORIAL HERMAN MEDICAL GROUP EIN 20-4923281 NONE | Direct payment from the plan; Claims processing; Other services Service code 12 | — | $232K |
| ERNST & YOUNG LLP EIN 34-6565596 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $230K |
| TRUVEN HEALTH ANALYTICS EIN 06-1467923 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $209K |
| TELEDOC EIN 20-1020949 NONE | Direct payment from the plan; Other services Service code 49 | — | $179K |
| GLOBAL HEALTHCARE ALLIANCE EIN 76-0525471 NONE | Claims processing; Recordkeeping fees Service code 12 | — | $174K |
| TEXAS CHILDRENS PHYSICIAN GROUP EIN 26-0834681 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $75K |
| WELLS FARGO BANK NA EIN 94-1347393 NONE | Investment management fees paid indirectly by plan; Trustee (directed); Direct payment from the plan; Trustee (bank, trust company, or similar financial institution); Distribution (12b-1) fees; Investment management Service code 21 | — | $74K |
| BAKER BOTTS EIN 74-1195457 NONE | Legal; Direct payment from the plan Service code 29 | — | $32K |
| PRICEWATERHOUSE COOPERS LLC EIN 13-4008324 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $10K |
| PREMIER IMS EIN 74-2193738 NONE | Copying and duplicating; Other fees Service code 36 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 21,678 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 24,632 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 46,310 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(23 contracts, 14 carriers) | COVENTRY HEALTH CARE OF LOUISIANA | 6,230 | $114.3M |
| Dental(4 contracts, 4 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 15,227 | $6.0M |
| Vision(3 contracts, 3 carriers) | REGENCE BLUESHIELD | 24,153 | $17.0M |
| Life insurance(4 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 35,617 | $23.3M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 10,916 | $5.0M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 9,994 | $11.2M |
| Prescription drug(2 contracts, 2 carriers) | REGENCE BLUESHIELD | 1,046 | $12.0M |
| Other(9 contracts, 6 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 23,958 | $18.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 35,617 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.