| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF LOUISIANA, LLC | PO BOX 2140 MANDEVILLE, LA 704702140 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $44K | $32K | $76K | 5.21% |
| RIEHM BENEFITS LLC3 | 1 ZION STREET KENNER, LA 70065 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $21K | — | $21K | 13.02% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF LOUISIANA | PO BOX 2140 MANDEVILLE, LA 704702140 | COMPANION LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| MERITAIN HEALTH3 | 1285 FERN RIDGE PARKWAY SUITE 200 ST LOUIS, MO 63141 | COMPANION LIFE INSURANCE COMPANY | — | $1K | $1K | 5.00% |
| CRESCENT DENTAL PLAN3 | 106 PARK PLACE SUITE 203 COVINGTON, LA 70433 | COMPANION LIFE INSURANCE COMPANY | — | $1K | $1K | 5.00% |
| RIEHM BENEFITS LLC3 | 1 ZION STREET KENNER, LA 70065 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $14K | — | $14K | 73.10% |
| RIEHM BENEFITS LLC3 | 1 ZION STREET KENNER, LA 70065 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $13K | — | $13K | 70.01% |
| RIEHM BENEFITS LLC3 | 1 ZION STREET KENNER, LA 70065 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $13K | — | $13K | 70.54% |
| RIEHM BENEFITS LLC3 | 1 ZION STREET KENNER, LA 70065 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $11K | — | $11K | 70.60% |
| RIEHM BENEFITS LLC3 | 1 ZION STREET KENNER, LA 70065 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $11K | — | $11K | 75.24% |
| RIEHM BENEFITS LLC3 | 1 ZION STREET KENNER, LA 70065 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $11K | — | $11K | 74.07% |
| RIEHM BENEFITS LLC3 | 1 ZION STREET KENNER, LA 70065 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $11K | — | $11K | 71.66% |
| RIEHM BENEFITS LLC3 | 1 ZION STREET KENNER, LA 70065 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $11K | — | $11K | 74.87% |
| RIEHM BENEFITS LLC3 | 1 ZION STREET KENNER, LA 70065 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $10K | — | $10K | 70.42% |
| RIEHM BENEFITS LLC3 | 1 ZION STREET KENNER, LA 70065 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $10K | — | $10K | 74.30% |
| RIEHM BENEFITS LLC3 | 1 ZION STREET KENNER, LA 70065 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $9K | — | $9K | 69.38% |
| RIEHM BENEFITS LLC3 | 1 ZION STREET KENNER, LA 70065 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $9K | — | $9K | 71.50% |
| RIEHM BENEFITS LLC3 | 1 ZION STREET KENNER, LA 70065 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $7K | — | $7K | 73.88% |
| RIEHM BENEFITS LLC3 | 1 ZION STREET KENNER, LA 70065 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $7K | — | $7K | 69.91% |
| RIEHM BENEFITS LLC3 | 1 ZION STREET KENNER, LA 70065 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $6K | — | $6K | 68.46% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $611 | — | $611 | 6.62% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $114 | — | $114 | 1.24% |
| RIEHM BENEFITS LLC3 | 1 ZION STREET KENNER, LA 70065 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $7K | — | $7K | 73.07% |
| RIEHM BENEFITS LLC3 | 1 ZION STREET KENNER, LA 70065 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $6K | — | $6K | 70.53% |
| RIEHM BENEFITS LLC3 | 1 ZION STREET KENNER, LA 70065 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $6K | — | $6K | 69.22% |
| RIEHM BENEFITS LLC3 | 1 ZION STREET KENNER, LA 70065 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $6K | — | $6K | 71.08% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $365 | — | $365 | 4.81% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $73 | — | $73 | 0.96% |
| RIEHM BENEFITS LLC3 | 1 ZION STREET KENNER, LA 70065 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $5K | — | $5K | 66.83% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $518 | — | $518 | 8.86% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $105 | — | $105 | 1.80% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $204 | — | $204 | 3.53% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $38 | — | $38 | 0.66% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $290 | — | $290 | 5.09% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $55 | — | $55 | 0.96% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $409 | — | $409 | 7.97% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $80 | — | $80 | 1.56% |
| RIEHM BENEFITS LLC3 | 1 ZION STREET KENNER, LA 70065 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $4K | — | $4K | 75.93% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $420 | — | $420 | 8.72% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $83 | — | $83 | 1.72% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $112 | — | $112 | 2.69% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $18 | — | $18 | 0.43% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $491 | — | $491 | 12.00% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $104 | — | $104 | 2.54% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $514 | — | $514 | 14.60% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $110 | — | $110 | 3.13% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $207 | — | $207 | 6.04% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $44 | — | $44 | 1.28% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $130 | — | $130 | 3.92% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $22 | — | $22 | 0.66% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $139 | — | $139 | 4.29% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $29 | — | $29 | 0.89% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $112 | — | $112 | 3.64% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $21 | — | $21 | 0.68% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $63 | — | $63 | 2.59% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4 | — | $4 | 0.16% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $115 | — | $115 | 4.84% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $23 | — | $23 | 0.97% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $517 | — | $517 | 22.64% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $111 | — | $111 | 4.86% |
| RIEHM BENEFITS LLC3 | 1 ZION ST ZENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $60 | — | $60 | 3.10% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $11 | — | $11 | 0.57% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $418 | — | $418 | 21.73% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $90 | — | $90 | 4.68% |
| RIEHM BENEFITS LLC3 | 1 ZION STREET KENNER, LA 70065 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $822 | — | $822 | 73.72% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $370 | — | $370 | 72.69% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $81 | — | $81 | 15.91% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $11 | — | $11 | 2.56% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.23% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 300 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 300 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(24 contracts, 3 carriers) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 378 | $1.9M |
| Vision | COMPANION LIFE INSURANCE COMPANY | 248 | $23K |
| Life insurance(43 contracts, 2 carriers) | AMERICAN PUBLIC LIFE INSURANCE COMPANY | 24 | $341K |
| Short-term disability(23 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 214 | $422K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 378 | $1.5M |
| Other(23 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 214 | $422K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 378 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.