| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROBERT ELLIS AND ASSOCIATES3 | PO BOX 2140 MANDEVILLE, LA 704702140 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $33K | $18K | $50K | 5.39% |
| ROBERT ELLIS AND ASSOCIATES3 Filed as: ROBERT ELLIS & ASSOCIATES | PO BOX 2140 MANDEVILLE, LA 704702140 | COMPANION LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| MERITAIN HEALTH3 | 9201 WATSON RD-STE 200 ST LOUIS, MO 63126 | COMPANION LIFE INSURANCE COMPANY | — | $772 | $772 | 5.00% |
| CRESCENT DENTAL PLAN3 | PO BOX 2140 MANDEVILLE, LA 704702140 | COMPANION LIFE INSURANCE COMPANY | — | $772 | $772 | 5.00% |
| RIEHM BENEFITS LLC3 | 4132 ST ELIZABETH DR KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 19.01% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $146 | — | $146 | 1.10% |
| RIEHM BENEFITS LLC3 | 4132 ST ELIZABETH DR KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 22.84% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $338 | — | $338 | 2.69% |
| RIEHM BENEFITS LLC3 | 4132 ST ELIZABETH DR KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 21.99% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $149 | — | $149 | 1.97% |
| RIEHM BENEFITS LLC3 | 4132 ST ELIZABETH DR KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 26.83% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $191 | — | $191 | 2.74% |
| RIEHM BENEFITS LLC3 | 4132 ST ELIZABETH DR KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 36.40% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $379 | — | $379 | 5.63% |
| RIEHM BENEFITS LLC3 | 4132 ST ELIZABETH DR KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 55.56% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $113 | — | $113 | 1.94% |
| RIEHM BENEFITS LLC3 | 4132 ST ELIZABETH DR KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 37.01% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $229 | — | $229 | 4.24% |
| RIEHM BENEFITS LLC3 | 4132 ST ELIZABETH DR KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 28.75% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $141 | — | $141 | 2.85% |
| RIEHM BENEFITS LLC3 | 4132 ST ELIZABETH DR KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 32.08% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $154 | — | $154 | 3.91% |
| RIEHM BENEFITS LLC3 | 4132 ST ELIZABETH DR KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $926 | — | $926 | 24.28% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $404 | — | $404 | 10.59% |
| RIEHM BENEFITS LLC3 | 4132 ST ELIZABETH DR KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 37.65% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $105 | — | $105 | 3.40% |
| RIEHM BENEFITS LLC3 | 4132 ST ELIZABETH DR KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $775 | — | $775 | 29.38% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $99 | — | $99 | 3.75% |
| RIEHM BENEFITS LLC3 | 4132 ST ELIZABETH DR KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $635 | — | $635 | 24.27% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $80 | — | $80 | 3.06% |
| RIEHM BENEFITS LLC3 | 4132 ST ELIZABETH DR KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $403 | — | $403 | 19.34% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $43 | — | $43 | 2.06% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 229 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 230 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 260 | $930K |
| Vision | COMPANION LIFE INSURANCE COMPANY | 155 | $15K |
| Life insurance(14 contracts) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 36 | $81K |
| Short-term disability(14 contracts) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 36 | $81K |
| Long-term disability(14 contracts) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 36 | $81K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 260 | $930K |
| Other(14 contracts) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 36 | $81K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 260 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.