| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF LOUISIANA, LLC | PO BOX 2140 MANDEVILLE, LA 704702140 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $44K | $37K | $81K | 5.52% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF LOUISIANA | PO BOX 2140 MANDEVILLE, LA 704702140 | COMPANION LIFE INSURANCE COMPANY | $3K | — | $3K | 10.00% |
| MERITAIN HEALTH3 | 9201 WATSON RD-STE 200 ST LOUIS, MO 63126 | COMPANION LIFE INSURANCE COMPANY | — | $1K | $1K | 5.00% |
| CRESCENT DENTAL PLAN3 | 106 PARK PLACE, SUITE 203 COVINGTON, LA 70433 | COMPANION LIFE INSURANCE COMPANY | — | $1K | $1K | 5.00% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5K | — | $5K | 20.34% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 3.91% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4K | — | $4K | 17.94% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $850 | — | $850 | 3.45% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5K | — | $5K | 24.58% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 4.66% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $6K | — | $6K | 34.17% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 7.27% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4K | — | $4K | 25.03% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $777 | — | $777 | 5.43% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5K | — | $5K | 37.69% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 7.85% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 13.01% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $376 | — | $376 | 2.95% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 27.58% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $716 | — | $716 | 5.83% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4K | — | $4K | 31.13% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $748 | — | $748 | 6.26% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5K | — | $5K | 40.24% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $926 | — | $926 | 8.04% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 27.55% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $706 | — | $706 | 6.43% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 31.37% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $746 | — | $746 | 7.06% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 28.49% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $620 | — | $620 | 6.29% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 15.17% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $335 | — | $335 | 3.55% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4K | — | $4K | 39.26% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $774 | — | $774 | 8.36% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 30.92% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $557 | — | $557 | 6.58% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $693 | — | $693 | 14.23% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $95 | — | $95 | 1.95% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 65.73% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $318 | — | $318 | 13.54% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $120 | — | $120 | 8.51% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $11 | — | $11 | 0.78% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 299 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 300 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(20 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 388 | $1.7M |
| Vision | COMPANION LIFE INSURANCE COMPANY | 222 | $26K |
| Life insurance(18 contracts) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 175 | $232K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 388 | $1.5M |
| Other(19 contracts) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 175 | $233K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 388 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.