| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF LOUISIANA, LLC | PO BOX 2140 MANDEVILLE, LA 704702140 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $46K | $37K | $84K | 5.42% |
| RIEHM BENEFITS LLC3 | 1 ZION STREET KENNER, LA 70065 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $44K | — | $44K | 20.91% |
| THE PRODUCERS GROUP, INC3 | 3300 WEST ESPLANADE AVE SUITE 210 METAIRIE, LA 70002 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $386 | — | $386 | 0.18% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF LOUISIANA | PO BOX 2140 MANDEVILLE, LA 704702140 | COMPANION LIFE INSURANCE COMPANY | $3K | — | $3K | 10.00% |
| MERITAIN HEALTH3 | 1285 FERN RIDGE PARKWAY SUITE 200 ST LOUIS, MO 63141 | COMPANION LIFE INSURANCE COMPANY | — | $1K | $1K | 5.00% |
| CRESCENT DENTAL PLAN3 | 106 PARK PLACE SUITE 203 COVINGTON, LA 70433 | COMPANION LIFE INSURANCE COMPANY | — | $1K | $1K | 5.00% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 19.70% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $443 | — | $443 | 4.17% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 22.94% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $480 | — | $480 | 4.94% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 13.72% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $283 | — | $283 | 3.09% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 33.37% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $613 | — | $613 | 7.36% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 34.93% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $543 | — | $543 | 7.45% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 18.52% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $237 | — | $237 | 4.13% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $994 | — | $994 | 17.86% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $195 | — | $195 | 3.50% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 21.43% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $249 | — | $249 | 4.56% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $760 | — | $760 | 14.11% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $140 | — | $140 | 2.60% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $0 | — | $0 | 0.00% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $0 | — | $0 | 0.00% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 33.36% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $350 | — | $350 | 7.51% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $483 | — | $483 | 11.24% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $103 | — | $103 | 2.40% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 35.38% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $311 | — | $311 | 7.51% |
| RIEHM BENEFITS LLC3 | 1 ZION ST ZENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $399 | — | $399 | 9.81% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $72 | — | $72 | 1.77% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $730 | — | $730 | 19.35% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $145 | — | $145 | 3.84% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 42.29% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $344 | — | $344 | 9.75% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $416 | — | $416 | 12.02% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $87 | — | $87 | 2.51% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $635 | — | $635 | 18.56% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $141 | — | $141 | 4.12% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $61 | — | $61 | 2.59% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3 | — | $3 | 0.13% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $45 | — | $45 | 9.62% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $7 | — | $7 | 1.50% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $365 | — | $365 | 82.39% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $78 | — | $78 | 17.61% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 260 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 261 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 340 | $1.8M |
| Vision | COMPANION LIFE INSURANCE COMPANY | 224 | $26K |
| Life insurance(21 contracts) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 19 | $107K |
| Short-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 241 | $211K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 340 | $1.5M |
| Other | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 241 | $211K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 340 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.