| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF LOUISIANA | PO BOX 2140 MANDEVILLE, LA 704702140 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $42K | $24K | $66K | 4.74% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4K | — | $4K | 15.72% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $861 | — | $861 | 3.45% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF LOUISIANA | PO BOX 2140 MANDEVILLE, LA 704702140 | COMPANION LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| MERITAIN HEALTH3 | 9201 WATSON RD-STE 200 ST LOUIS, MO 63126 | COMPANION LIFE INSURANCE COMPANY | — | $1K | $1K | 5.02% |
| CRESCENT DENTAL PLAN3 | PO BOX 2140 MANDEVILLE, LA 704702140 | COMPANION LIFE INSURANCE COMPANY | — | $1K | $1K | 5.02% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5K | — | $5K | 22.70% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 5.03% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4K | — | $4K | 20.77% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $804 | — | $804 | 4.31% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 19.57% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $594 | — | $594 | 4.61% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 18.24% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $517 | — | $517 | 4.55% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 32.55% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 9.32% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 25.57% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $502 | — | $502 | 4.95% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 27.30% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $682 | — | $682 | 6.86% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 21.51% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $451 | — | $451 | 5.17% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 28.30% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $590 | — | $590 | 6.82% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 27.01% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $511 | — | $511 | 6.19% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 23.68% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $433 | — | $433 | 5.28% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 44.86% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $706 | — | $706 | 11.75% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 20.31% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $217 | — | $217 | 4.18% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $280 | — | $280 | 7.04% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $19 | — | $19 | 0.48% |
| HEALTH EXCHANGE MRKTPLACE AGCY3 | 4151 EXECUTIVE PKWY STE 210 WESTERVILLE, OH 43081 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $36 | — | $36 | 1.55% |
| JIM MCINTURF3 | PO BOX 550 ZANESVILLE, OH 437020550 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $27 | — | $27 | 1.16% |
| MICHAEL KOVACH3 | 5188 SCHUVKILL ST COLUMBUS, OH 43220 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $27 | — | $27 | 1.16% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $120 | — | $120 | 9.04% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $12 | — | $12 | 0.90% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 291 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 291 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(17 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 338 | $1.6M |
| Vision | COMPANION LIFE INSURANCE COMPANY | 212 | $23K |
| Life insurance(17 contracts) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 105 | $173K |
| Short-term disability(16 contracts) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 105 | $170K |
| Long-term disability(16 contracts) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 105 | $170K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 338 | $1.4M |
| Other(17 contracts) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 105 | $173K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 338 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.