| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF LOUISIANA | PO BOX 2140 MANDEVILLE, LA 704702140 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $45K | $32K | $77K | 5.16% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF LOUISIANA | PO BOX 2140 MANDEVILLE, LA 704702140 | COMPANION LIFE INSURANCE COMPANY | $3K | — | $3K | 10.00% |
| MERITAIN HEALTH3 | 9201 WATSON RD-STE 200 ST LOUIS, MO 63126 | COMPANION LIFE INSURANCE COMPANY | — | $1K | $1K | 5.00% |
| CRESCENT DENTAL PLAN3 | 106 PARK PLACE, SUITE 203 COVINGTON, LA 70433 | COMPANION LIFE INSURANCE COMPANY | — | $1K | $1K | 5.00% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4K | — | $4K | 17.28% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $928 | — | $928 | 3.66% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 13.98% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $722 | — | $722 | 2.99% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4K | — | $4K | 20.06% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $819 | — | $819 | 4.15% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4K | — | $4K | 29.58% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 7.70% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5K | — | $5K | 35.99% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 9.23% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 26.12% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $811 | — | $811 | 6.65% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 18.61% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $445 | — | $445 | 3.92% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 23.14% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $645 | — | $645 | 5.96% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 27.20% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $626 | — | $626 | 6.37% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 24.29% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $521 | — | $521 | 5.77% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 19.21% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $378 | — | $378 | 4.61% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 12.75% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $228 | — | $228 | 2.90% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 26.67% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $497 | — | $497 | 6.48% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 37.09% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $745 | — | $745 | 9.78% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 27.25% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $313 | — | $313 | 6.65% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $333 | — | $333 | 8.18% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $34 | — | $34 | 0.83% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $141 | — | $141 | 8.19% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $12 | — | $12 | 0.70% |
| RIEHM BENEFITS LLC3 | 2200 VETERANS BLVD SUITE 205 B KENNER, LA 70062 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $27 | — | $27 | 4.68% |
| RICHARD MAURICE ROJAS III3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5 | — | $5 | 0.87% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 274 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 276 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(19 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 362 | $1.7M |
| Vision | COMPANION LIFE INSURANCE COMPANY | 217 | $25K |
| Life insurance(18 contracts) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 26 | $193K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 362 | $1.5M |
| Other(18 contracts) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 26 | $193K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 362 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.