| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF LOUISIANA, LLC | PO BOX 2140 MANDEVILLE, LA 704702140 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $53K | $41K | $94K | 5.31% |
| RIEHM BENEFITS LLC3 | 1 ZION STREET KENNER, LA 70065 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $122K | $5K | $127K | 72.35% |
| THE PRODUCERS GROUP, INC3 | 3300 WEST ESPLANADE AVE SUITE 210 METAIRIE, LA 70002 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $5K | — | $5K | 2.65% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF LOUISIANA | PO BOX 2140 MANDEVILLE, LA 704702140 | COMPANION LIFE INSURANCE COMPANY | $3K | — | $3K | 10.00% |
| MERITAIN HEALTH3 | 1285 FERN RIDGE PARKWAY SUITE 200 ST LOUIS, MO 63141 | COMPANION LIFE INSURANCE COMPANY | — | $1K | $1K | 5.00% |
| CRESCENT DENTAL PLAN3 | 106 PARK PLACE SUITE 203 COVINGTON, LA 70433 | COMPANION LIFE INSURANCE COMPANY | — | $1K | $1K | 5.00% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 27.30% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $600 | — | $600 | 5.98% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 11.75% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $177 | — | $177 | 1.91% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 39.19% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $540 | — | $540 | 6.19% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 13.79% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $204 | — | $204 | 2.41% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 23.04% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $360 | — | $360 | 4.28% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 33.19% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $468 | — | $468 | 5.90% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 35.92% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $531 | — | $531 | 7.68% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 15.65% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $164 | — | $164 | 2.51% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 29.76% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $313 | — | $313 | 5.10% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 34.20% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $332 | — | $332 | 5.58% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 37.81% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $357 | — | $357 | 6.13% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 32.12% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $309 | — | $309 | 5.59% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $734 | — | $734 | 14.21% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $132 | — | $132 | 2.56% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $178 | — | $178 | 3.73% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $35 | — | $35 | 0.73% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 37.35% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $273 | — | $273 | 6.50% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 40.82% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $422 | — | $422 | 10.85% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $975 | — | $975 | 25.26% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $167 | — | $167 | 4.33% |
| RIEHM BENEFITS LLC3 | 1 ZION ST ZENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 41.79% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $249 | — | $249 | 6.60% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $88 | — | $88 | 3.46% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $7 | — | $7 | 0.27% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 78.27% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $192 | — | $192 | 13.72% |
| RIEHM BENEFITS LLC3 | 1 ZION ST KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $377 | — | $377 | 74.80% |
| ROJAS III RICHARD MAURICE3 | 821 FRANKLIN AVE HARAHAN, LA 70123 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $59 | — | $59 | 11.71% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 289 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 290 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(23 contracts, 3 carriers) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 364 | $2.1M |
| Vision | COMPANION LIFE INSURANCE COMPANY | 221 | $27K |
| Life insurance(21 contracts) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 21 | $120K |
| Short-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 253 | $175K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 364 | $1.8M |
| Other(22 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 253 | $295K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 364 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.