| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | — | $304K | $304K | 1.69% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | $14K | $100 | $14K | 0.08% |
| RGA WEALTH MANAGEMENT GROUP INC3 | 99 KING ST BROOKLYN, NY 112311272 | KAISER FOUNDATION HEALTH PLAN INC. | $259K | — | $259K | 2.27% |
| RGA WEALTH MANAGEMENT GROUP INC3 | 99 KING ST BROOKLYN, NY 112311272 | KAISER FOUNDATION HEALTH PLAN INC. | $93K | — | $93K | 1.31% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | FIRST UNUM LIFE INSURANCE COMPANY | $61K | $122K | $182K | 3.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740001 | METROPOLITIAN LIFE INSURANCE COMPANY | — | $80K | $80K | 1.52% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740001 | METROPOLITIAN LIFE INSURANCE COMPANY | $28K | $99 | $28K | 0.53% |
| RGA WEALTH MANAGEMENT GROUP INC3 Filed as: RGA WEALTH MANAGEMENT GROUP | 99 KING STREET BROOKLYN, NY 11231 | UPMC HEALTH OPTIONS | $74K | — | $74K | 3.71% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740001 | METROPOLITAN LIFE INSURANCE COMPANY | $179K | $100 | $179K | 10.69% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740001 | METROPOLITAN LIFE INSURANCE COMPANY | — | $34K | $34K | 2.02% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS ADMIN LLC | PO BOX 850502 MINNEAPOLIS, MN 554850001 | METROPOLITAN LIFE INSURANCE COMPANY | $226K | $30K | $256K | 15.99% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS ADMIN LLC | PO BOX 850502 MINNEAPOLIS, MN 554850001 | METROPOLITAN LIFE INSURANCE COMPANY | $55K | $6K | $62K | 17.27% |
| AON CONSULTING INC3 | 165 BROADWAY , SUITE 3201 NEW YORK, NY 10006 | NATIONAL UNION FIRE INSURANCE CO OF PITTSBURGH, PA | $43K | — | $43K | 15.00% |
| RGA WEALTH MANAGEMENT GROUP INC3 | 99 KING STREET BROOKLYN, NY 11231 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $6K | — | $6K | 3.03% |
| AON CONSULTING INC | 165 BROADWAY, SUITE 3201 NEW YORK, NY 10006 | NATIONAL UNION FIRE INS. CO. OF PITTSBURGH | $34K | — | $34K | 20.00% |
| RGA WEALTH MANAGEMENT GROUP INC3 | 99 KING STREET BROOKLYN, CT 11231 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC. | $2K | — | $2K | 1.46% |
| PAUL LAMBERT-360 CORP BENEFIT ADV3 Filed as: PAUL EDWARD LAMBERT | 1375 KINGS HIGHWAY EAST FAIRFIELD, CT 06824 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC. | $2K | — | $2K | 1.46% |
| RGA WEALTH MANAGEMENT GROUP INC3 | 99 KING STREET BROOKLYN, NY 11231 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA,INC | $1K | — | $1K | 1.47% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF NEW ENGLAND LLC | 2000 CHAPEL VIEW BLVD STE 240 CRANSTON, RI 02920 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA,INC | $1K | — | $1K | 1.47% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740001 | METROPOLITAN LIFE INSURANCE | $10 | $100 | $110 | 37.80% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740001 | METROPOLITAN LIFE INSURANCE | — | $4 | $4 | 1.37% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 15,107 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 968 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 576 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 16,651 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 5,131 | $2.0M |
| Dental | AETNA LIFE INSURANCE CO. | 2,441 | $449K |
| Life insurance(4 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 27,072 | $25.0M |
| Long-term disability | FIRST UNUM LIFE INSURANCE COMPANY | 24,328 | $6.1M |
| Other(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 27,072 | $18.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 27,072 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.