| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 125 OTTAWA AVE NW STE 400 CHICAGO, IL 60674 | PRUDENTIAL FINANCIAL | $200K | — | $200K | 0.87% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 125 OTTAWA AVE NW STE 400 CHICAGO, IL 60674 | PRUDENTIAL FINANCIAL | $200K | — | $200K | 0.87% |
| RICHARD J. FUERSTENBERG3 | ONE UNIVERSITY SQUARE DR STE 100 PRINCETON, NJ 08540 | ZURICH AMERICAN LIFE INSURANCE COMPANY OF NEW YORK | — | $93K | $93K | 2.50% |
| RGA WEALTH MANAGEMENT GROUP INC3 | 26 COURT ST. SUITE 1616 BROOKLYN, NY 11242 | KAISER FOUNDATION HEALTH PLAN INC. | $90K | — | $90K | 2.98% |
| RGA WEALTH MANAGEMENT GROUP INC3 Filed as: RGA WEALTH MANAGEMENT INC | 26 COURT ST. SUITE 1616 BROOKLYN, NY 11242 | KAISER FOUNDATION HEALTH PLAN INC. | $79K | — | $79K | 3.01% |
| RGA WEALTH MANAGEMENT GROUP INC3 Filed as: RGA WEALTH MANAGEMENT GROUP | 26 COURT ST. SUITE 1616 BROOKLYN, NY 11242 | UPMC HEALTH PLAN | $72K | — | $72K | 4.29% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES NATIONAL INC | 100 SUMMIT LAKE DRIVE SUITE 400 VALHALLA, NY 10595 | AETNA INC. | — | $49 | $49 | 0.01% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 165 BROADWAY , SUITE 3201 ONE LIBERTY PLAZA NEW YORK, NY 10006 | AMERICAN INTERNATIONAL LIFE | $76K | — | $76K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 11,220 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 405 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 11,625 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AETNA INC. | 1,699 | $519K |
| Life insurance(2 contracts, 2 carriers) | PRUDENTIAL FINANCIAL | 28,454 | $23.6M |
| Long-term disability | ZURICH AMERICAN LIFE INSURANCE COMPANY OF NEW YORK | 10,095 | $3.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 28,454 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.