| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE | — | $389K | $389K | 1.72% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE | $205K | — | $205K | 0.91% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE | — | $2K | $2K | 0.01% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE | — | $68 | $68 | 0.00% |
| RGA WEALTH MANAGEMENT GROUP INC3 | 26 COURT ST. SUITE 1616 BROOKLYN, NY 11242 | KAISER FOUNDATION HEALTH PLAN INC. | — | $207K | $207K | 3.23% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP, A MARSH AND MCLENNAN | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | ZURICH AMERICAN LIFE INSURANCE COMPANY OF NEW YORK | $57K | $127K | $185K | 2.90% |
| RGA WEALTH MANAGEMENT GROUP INC3 Filed as: RGA WEALTH MANAGEMENT GROUP | 26 COURT ST. SUITE 1616 BROOKLYN, NY 11242 | UPMC HEALTH PLAN | $79K | — | $79K | 4.48% |
| RGA WEALTH MANAGEMENT GROUP INC3 Filed as: RGA WEALTH MANAGEMENT INC | 26 COURT ST. SUITE 1616 BROOKLYN, NY 11242 | KAISER FOUNDATION HEALTH PLAN INC. | $53K | — | $53K | 3.05% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 165 BROADWAY , SUITE 3201 ONE LIBERTY PLAZA NEW YORK, NY 10006 | AMERICAN INTERNATIONAL LIFE | $51K | — | $51K | 15.00% |
| RGA WEALTH MANAGEMENT GROUP INC3 Filed as: RGA WEALTH MANAGEMENT | 99 KING STREET BROOKLYN, NY 11231 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $5K | — | $5K | 2.97% |
| RGA WEALTH MANAGEMENT GROUP INC3 Filed as: RGA WEALTH MANAGEMENT | 99 KING STREET BROOKLYN, NY 11231 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA | $2K | — | $2K | 3.00% |
| PAUL LAMBERT-360 CORP BENEFIT ADV3 Filed as: PAUL EDWARD LAMBERT | — | KAISER FOUNDATION HEALTH PLAN OF GEORGIA | $912 | — | $912 | 1.50% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 13,640 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 431 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 14,071 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AETNA INC. | 3,059 | $452K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE | 34,310 | $23.0M |
| Long-term disability | ZURICH AMERICAN LIFE INSURANCE COMPANY OF NEW YORK | 27,200 | $6.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 34,310 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.