| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | — | $245K | $245K | 1.20% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | $15K | $38 | $15K | 0.07% |
| RGA WEALTH MANAGEMENT GROUP INC3 | 99 KING STREET BROOKLYN, NY 11242 | KAISER FOUNDATION HEALTH PLAN INC. | $195K | — | $195K | 1.93% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP, A MARSH AND MCLENNAN | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | FIRST UNUM LIFE INSURANCE COMPANY | $153K | — | $153K | 2.42% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY LLC HQ | — | FIRST UNUM LIFE INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS | — | METROPOLITAN LIFE INSURANCE COMPANY | — | $82K | $82K | 1.44% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS | — | METROPOLITAN LIFE INSURANCE COMPANY | $30K | $206 | $31K | 0.54% |
| RGA WEALTH MANAGEMENT GROUP INC3 Filed as: RGA WEALTH MANAGEMENT INC | 99 KING STREET BROOKLYN, NY 11242 | KAISER FOUNDATION HEALTH PLAN INC. | $27K | — | $27K | 0.50% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | — | METROPOLITAN LIFE INSURANCE COMPANY | $140K | $38 | $140K | 7.40% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | — | METROPOLITAN LIFE INSURANCE COMPANY | — | $24K | $24K | 1.29% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS | — | METROPOLITAN LIFE INSURANCE COMPANY | $429K | $25K | $454K | 30.35% |
| RGA WEALTH MANAGEMENT GROUP INC3 Filed as: RGA WEALTH MANAGEMENT GROUP | 26 COURT ST. SUITE 1616 BROOKLYN, NY 11242 | UPMC HEALTH OPTIONS | $63K | — | $63K | 4.40% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 165 BROADWAY , SUITE 3201 ONE LIBERTY PLAZA NEW YORK, NY 10006 | NATIONAL UNION FIRE INSURANCE CO OF PITTSBURGH, PA | $51K | — | $51K | 15.00% |
| RGA WEALTH MANAGEMENT GROUP INC3 Filed as: RGA WEALTH MANAGEMENT | 99 KING STREET BROOKLYN, NY 11231 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $7K | — | $7K | 3.24% |
| RGA WEALTH MANAGEMENT GROUP INC3 Filed as: RGA WEALTH MANAGEMENT | 99 KING STREET BROOKLYN, NY 11231 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA | $1K | — | $1K | 1.62% |
| PAUL LAMBERT-360 CORP BENEFIT ADV3 Filed as: PAUL EDWARD LAMBERT | 1375 KINGS HIGHWAY SUITE 215 FAIRFIELD, CT 06824 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA | $932 | — | $932 | 1.25% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF NEW ENGLAND LLC | 2000 CHAPEL VIEW BLVD SUITE 240 CRANSTON, RI 02920 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA | $281 | — | $281 | 0.38% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 17,877 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 578 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 18,455 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | METROPOLITAN LIFE INSURANCE COMPANY | 5,790 | $1.5M |
| Dental | AETNA LIFE INSURANCE CO. | 3,280 | $472K |
| Life insurance(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 33,124 | $28.0M |
| Long-term disability | FIRST UNUM LIFE INSURANCE COMPANY | 29,646 | $6.3M |
| Other(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 33,124 | $22.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 33,124 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.