| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | — | $253K | $253K | 1.27% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | $15K | $33 | $15K | 0.08% |
| RGA WEALTH MANAGEMENT GROUP INC3 | 99 KING STREET BROOKLYN, NY 112311272 | KAISER FOUNDATION HEALTH PLAN INC. | $265K | — | $265K | 2.35% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP, A MARSH AND MCLENNAN | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | FIRST UNUM LIFE INSURANCE COMPANY | $79K | $158K | $238K | 3.54% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740001 | METROPOLITIAN LIFE INSURANCE COMPANY | — | $68K | $68K | 1.24% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740001 | METROPOLITIAN LIFE INSURANCE COMPANY | $27K | $33 | $27K | 0.49% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH BENEFITS LLC | 1166 AVENUE OF THE AMERICAS FL 9 NEW YORK, NY 100362708 | METROPOLITIAN LIFE INSURANCE COMPANY | — | $511 | $511 | 0.01% |
| RGA WEALTH MANAGEMENT GROUP INC3 Filed as: RGA WEALTH MANAGEMENT INC | 99 KING STREET BROOKLYN, NY 11242 | KAISER FOUNDATION HEALTH PLAN INC. | $93K | — | $93K | 2.77% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740001 | METROPOLITAN LIFE INSURANCE COMPANY | $140K | $33 | $140K | 7.61% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740001 | METROPOLITAN LIFE INSURANCE COMPANY | — | $21K | $21K | 1.15% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS ADMIN LLC | PO BOX 850502 MINNEAPOLIS, MN 554850001 | METROPOLITAN LIFE INSURANCE COMPANY | $240K | $21K | $261K | 15.49% |
| RGA WEALTH MANAGEMENT GROUP INC3 Filed as: RGA WEALTH MANAGEMENT GROUP | 99 KING STREET BROOKLYN, NY 11231 | UPMC HEALTH OPTIONS | $66K | — | $66K | 4.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 165 BROADWAY , SUITE 3201 ONE LIBERTY PLAZA NEW YORK, NY 10006 | NATIONAL UNION FIRE INSURANCE CO OF PITTSBURGH, PA | $52K | — | $52K | 15.00% |
| RGA WEALTH MANAGEMENT GROUP INC3 | 99 KING STREET BROOKLYN, NY 11231 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $8K | — | $8K | 2.80% |
| AON CONSULTING INC | 165 BROADWAY, SUITE 3201 NEW YORK, NY 10006 | NATIONAL UNION FIRE INS. CO. OF PITTSBURGH | $34K | — | $34K | 20.00% |
| RGA WEALTH MANAGEMENT GROUP INC3 | 99 KING STREET BROOKLYN, NY 11231 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC. | $2K | — | $2K | 1.41% |
| PAUL LAMBERT-360 CORP BENEFIT ADV3 Filed as: PAUL EDWARD LAMBERT | 1375 KINGS HIGHWAY EAST FAIRFIELD, CT 06824 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC. | $2K | — | $2K | 1.23% |
| RGA WEALTH MANAGEMENT GROUP INC3 | 99 KING STREET BROOKLYN, NY 11231 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA,INC | $1K | — | $1K | 1.40% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF NEW ENGLAND LLC | 2000 CHAPEL VIEW BLVD SUITE 240 CRANSTON, RI 02920 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA,INC | $1K | — | $1K | 1.40% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740001 | METROPOLITAN LIFE INSURANCE | $13 | $33 | $46 | 22.66% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740001 | METROPOLITAN LIFE INSURANCE | — | $2 | $2 | 0.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 17,300 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 555 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 234 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 18,089 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | METROPOLITAN LIFE INSURANCE COMPANY | 6,106 | $1.7M |
| Dental | AETNA LIFE INSURANCE CO. | 17,238 | $586K |
| Life insurance(4 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 31,746 | $27.2M |
| Long-term disability | FIRST UNUM LIFE INSURANCE COMPANY | 29,411 | $6.7M |
| Other(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 31,746 | $20.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 31,746 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.