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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,938 | $45,872+113.5% | $77,100+27.0% | $68,490+43.0% |
| Participation rate | 100.0% | 55.9%+44.1pp | 67.9%+32.1pp | 67.9%+32.1pp |
| Annual return | -19.77% | 1.73%-21.5pp | 42.35%-62.1pp | -7.85%-11.9pp |
| Employer contribution / active EE | $9,472 | $1,650+474.2% | $2,815+236.5% | $2,597+264.8% |
| Participant deferral / active EE | $3,626 | $2,963+22.4% | $4,430-18.1% | $4,028-10.0% |
| Admin fee / account holder | $7,438 | $3,041+144.6% | $5,443+36.6% | $5,403+37.7% |