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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,124 | $52,279+183.3% | $89,435+65.6% | $79,856+85.5% |
| Participation rate | 97.4% | 57.5%+39.9pp | 68.0%+29.5pp | 69.6%+27.8pp |
| Annual return | 14.34% | 22.16%-7.8pp | 245.55%-231.2pp | 31.71%-17.4pp |
| Employer contribution / active EE | $8,124 | $1,572+416.9% | $2,587+214.0% | $2,471+228.7% |
| Participant deferral / active EE | $3,490 | $2,740+27.3% | $3,890-10.3% | $3,741-6.7% |
| Admin fee / account holder | $8,911 | $3,356+165.5% | $4,884+82.4% | $5,306+67.9% |