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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,647 | $48,053+138.6% | $84,637+35.5% | $72,976+57.1% |
| Participation rate | 100.0% | 57.6%+42.4pp | 68.2%+31.8pp | 69.5%+30.5pp |
| Annual return | 21.71% | 37.39%-15.7pp | 258.82%-237.1pp | 81.02%-59.3pp |
| Employer contribution / active EE | $7,766 | $1,602+384.8% | $2,653+192.7% | $2,440+218.3% |
| Participant deferral / active EE | $3,475 | $2,681+29.6% | $3,900-10.9% | $3,608-3.7% |
| Admin fee / account holder | $1,124 | $3,395-66.9% | $4,914-77.1% | $5,124-78.1% |