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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,216 | $49,897+167.0% | $80,648+65.2% | $75,177+77.2% |
| Participation rate | 100.0% | 55.3%+44.7pp | 67.0%+33.0pp | 67.2%+32.8pp |
| Annual return | 22.34% | 34.68%-12.3pp | 937.21%-914.9pp | 160.75%-138.4pp |
| Employer contribution / active EE | $9,151 | $1,699+438.6% | $2,724+236.0% | $2,671+242.6% |
| Participant deferral / active EE | $3,535 | $2,992+18.1% | $4,443-20.5% | $4,126-14.3% |
| Admin fee / account holder | $18,689 | $3,579+422.2% | $5,382+247.2% | $5,651+230.7% |