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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,875 | $56,134+131.4% | $96,192+35.0% | $85,851+51.3% |
| Participation rate | 100.0% | 56.7%+43.3pp | 68.4%+31.6pp | 69.3%+30.7pp |
| Annual return | 15.64% | 42.30%-26.7pp | 192.09%-176.4pp | 318.63%-303.0pp |
| Employer contribution / active EE | $8,527 | $1,620+426.3% | $2,799+204.6% | $2,565+232.4% |
| Participant deferral / active EE | $3,671 | $2,858+28.5% | $4,351-15.6% | $3,952-7.1% |
| Admin fee / account holder | $51,933 | $3,769+1277.9% | $5,539+837.5% | $6,261+729.5% |