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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,513 | $57,057+139.3% | $85,009+60.6% | $80,874+68.8% |
| Participation rate | 100.0% | 56.4%+43.6pp | 67.5%+32.5pp | 67.6%+32.4pp |
| Annual return | 21.27% | 21.66%-0.4pp | 66.47%-45.2pp | 35.62%-14.3pp |
| Employer contribution / active EE | $7,693 | $1,799+327.7% | $2,728+182.0% | $2,756+179.2% |
| Participant deferral / active EE | $3,151 | $3,112+1.3% | $4,522-30.3% | $4,297-26.7% |
| Admin fee / account holder | $7,391 | $4,986+48.2% | $6,153+20.1% | $6,935+6.6% |