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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,626 | $135,956-85.6% | $123,894-84.2% | $273,972-92.8% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | -1.53% | 56.63%-58.2pp | 47.52%-49.0pp | 41.46%-43.0pp |
| Employer contribution / active EE | $2,771 | $5,170-46.4% | $4,617-40.0% | $4,869-43.1% |
| Participant deferral / active EE | $5,455 | $6,343-14.0% | $5,984-8.8% | $5,287+3.2% |
| Admin fee / account holder | $1,710 | $9,817-82.6% | $8,357-79.5% | $10,133-83.1% |