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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,336 | $155,555-92.7% | $146,866-92.3% | $155,188-92.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 7.67% | 115.41%-107.7pp | 102.85%-95.2pp | 148.84%-141.2pp |
| Employer contribution / active EE | $1,631 | $4,647-64.9% | $4,425-63.1% | $4,248-61.6% |
| Participant deferral / active EE | $3,071 | $8,044-61.8% | $7,759-60.4% | $6,531-53.0% |
| Admin fee / account holder | $50,367 | $14,755+241.3% | $13,620+269.8% | $14,480+247.8% |