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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,190 | $138,076-73.1% | $123,553-69.9% | $135,380-72.5% |
| Participation rate | 70.0% | 84.7%-14.7pp | 82.3%-12.3pp | 82.6%-12.6pp |
| Annual return | 13.37% | 153.70%-140.3pp | 119.21%-105.8pp | 519.81%-506.4pp |
| Employer contribution / active EE | $4,556 | $5,152-11.6% | $4,628-1.6% | $4,779-4.7% |
| Participant deferral / active EE | $4,267 | $6,800-37.2% | $6,426-33.6% | $5,609-23.9% |
| Admin fee / account holder | $3,221 | $10,917-70.5% | $9,284-65.3% | $10,828-70.3% |