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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,285 | $176,120-72.0% | $159,487-69.1% | $167,553-70.6% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 36.95% | 331.95%-295.0pp | 263.71%-226.8pp | 478.89%-441.9pp |
| Employer contribution / active EE | $2,103 | $5,299-60.3% | $4,831-56.5% | $4,840-56.5% |
| Participant deferral / active EE | $4,720 | $7,752-39.1% | $7,354-35.8% | $6,343-25.6% |
| Admin fee / account holder | $999 | $12,561-92.0% | $10,804-90.8% | $12,316-91.9% |