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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,126 | $138,114-63.7% | $125,391-60.0% | $134,545-62.7% |
| Participation rate | 88.9% | 84.5%+4.4pp | 82.4%+6.5pp | 81.2%+7.7pp |
| Annual return | -10.51% | 750.88%-761.4pp | 572.41%-582.9pp | 418.37%-428.9pp |
| Employer contribution / active EE | $2,886 | $5,246-45.0% | $4,816-40.1% | $4,742-39.1% |
| Participant deferral / active EE | $6,611 | $7,801-15.3% | $7,448-11.2% | $6,401+3.3% |
| Admin fee / account holder | $2,663 | $11,570-77.0% | $10,009-73.4% | $11,431-76.7% |