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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,010 | $148,629-69.7% | $135,982-66.9% | $139,487-67.7% |
| Participation rate | 81.8% | 83.9%-2.0pp | 81.9%-0.1pp | 80.3%+1.5pp |
| Annual return | 0.54% | 79.33%-78.8pp | 68.32%-67.8pp | 373.84%-373.3pp |
| Employer contribution / active EE | $1,992 | $5,247-62.0% | $4,859-59.0% | $4,755-58.1% |
| Participant deferral / active EE | $4,241 | $8,102-47.7% | $7,760-45.3% | $6,713-36.8% |
| Admin fee / account holder | $3,566 | $12,406-71.3% | $10,767-66.9% | $11,407-68.7% |