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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,524 | $96,956+37.7% | $69,779+91.4% | $273,972-51.3% |
| Participation rate | 86.7% | 77.1%+9.6pp | 71.8%+14.8pp | 83.0%+3.7pp |
| Annual return | 8.20% | 12.93%-4.7pp | 12.99%-4.8pp | 41.46%-33.3pp |
| Employer contribution / active EE | $4,108 | $3,316+23.9% | $2,338+75.7% | $4,869-15.6% |
| Participant deferral / active EE | $8,909 | $3,744+138.0% | $2,931+204.0% | $5,287+68.5% |
| Admin fee / account holder | $464 | $7,934-94.2% | $4,381-89.4% | $10,133-95.4% |