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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,808 | $91,911+76.0% | $68,612+135.8% | $135,380+19.5% |
| Participation rate | 81.8% | 76.7%+5.1pp | 72.2%+9.6pp | 82.6%-0.8pp |
| Annual return | -2.49% | -8.22%+5.7pp | -4.63%+2.1pp | 519.81%-522.3pp |
| Employer contribution / active EE | $6,144 | $3,924+56.6% | $2,625+134.1% | $4,779+28.6% |
| Participant deferral / active EE | $11,185 | $4,315+159.2% | $3,311+237.8% | $5,609+99.4% |
| Admin fee / account holder | $5,817 | $9,240-37.0% | $5,131+13.4% | $10,828-46.3% |