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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,984 | $105,960+44.4% | $81,726+87.2% | $158,982-3.8% |
| Participation rate | 100.0% | 75.6%+24.4pp | 72.0%+28.0pp | 82.0%+18.0pp |
| Annual return | 6.97% | 38.19%-31.2pp | 29.49%-22.5pp | 302.99%-296.0pp |
| Employer contribution / active EE | $4,540 | $7,805-41.8% | $4,311+5.3% | $4,763-4.7% |
| Participant deferral / active EE | $8,252 | $13,011-36.6% | $7,108+16.1% | $5,983+37.9% |
| Admin fee / account holder | $22,103 | $8,494+160.2% | $5,160+328.4% | $11,252+96.4% |