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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,933 | $95,580+107.1% | $76,872+157.5% | $139,466+41.9% |
| Participation rate | 100.0% | 74.0%+26.0pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 14.34% | 55.00%-40.7pp | 37.90%-23.6pp | 373.66%-359.3pp |
| Employer contribution / active EE | $6,572 | $3,145+109.0% | $2,533+159.4% | $4,754+38.2% |
| Participant deferral / active EE | $11,021 | $4,623+138.4% | $3,832+187.6% | $6,712+64.2% |
| Admin fee / account holder | $808 | $8,302-90.3% | $5,476-85.3% | $11,409-92.9% |