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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,077 | $104,577+78.9% | $76,667+144.0% | $152,909+22.3% |
| Participation rate | 84.6% | 76.6%+8.0pp | 72.1%+12.5pp | 82.5%+2.2pp |
| Annual return | 19.41% | 1014.36%-994.9pp | 1166.74%-1147.3pp | 345.46%-326.1pp |
| Employer contribution / active EE | $4,591 | $3,119+47.2% | $2,303+99.4% | $4,764-3.6% |
| Participant deferral / active EE | $8,057 | $4,237+90.1% | $3,336+141.5% | $5,851+37.7% |
| Admin fee / account holder | $4,516 | $12,290-63.3% | $6,423-29.7% | $11,601-61.1% |