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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,081 | $103,164+44.5% | $90,259+65.2% | $154,746-3.7% |
| Participation rate | 100.0% | 76.1%+23.9pp | 70.7%+29.3pp | 80.7%+19.3pp |
| Annual return | 3.07% | 19.25%-16.2pp | 18.88%-15.8pp | 172.34%-169.3pp |
| Employer contribution / active EE | $6,070 | $2,532+139.8% | $2,291+164.9% | $4,379+38.6% |
| Participant deferral / active EE | $9,689 | $4,422+119.1% | $3,827+153.2% | $6,730+44.0% |
| Admin fee / account holder | $106,467 | $8,593+1139.0% | $7,267+1365.0% | $14,365+641.1% |