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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,401 | $106,557+26.1% | $91,227+47.3% | $134,545-0.1% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.2%+26.8pp | 81.2%+18.8pp |
| Annual return | -12.47% | 160.81%-173.3pp | 114.14%-126.6pp | 418.37%-430.8pp |
| Employer contribution / active EE | $11,747 | $3,332+252.5% | $2,851+312.0% | $4,742+147.7% |
| Participant deferral / active EE | $6,505 | $4,719+37.8% | $4,234+53.6% | $6,401+1.6% |
| Admin fee / account holder | $54,363 | $6,235+771.9% | $5,423+902.5% | $11,431+375.6% |