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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,401 | $106,548+26.1% | $91,219+47.3% | $134,493-0.1% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.2%+26.8pp | 81.2%+18.8pp |
| Annual return | -12.47% | 160.69%-173.2pp | 114.06%-126.5pp | 418.01%-430.5pp |
| Employer contribution / active EE | $11,747 | $3,331+252.6% | $2,851+312.1% | $4,740+147.8% |
| Participant deferral / active EE | $6,505 | $4,719+37.8% | $4,234+53.6% | $6,400+1.6% |
| Admin fee / account holder | $54,363 | $6,233+772.2% | $5,421+902.8% | $11,425+375.8% |