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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,674 | $110,039+63.3% | $97,260+84.7% | $145,884+23.2% |
| Participation rate | 75.0% | 75.9%-0.9pp | 72.7%+2.3pp | 80.3%-5.3pp |
| Annual return | 25.74% | 244.44%-218.7pp | 75.54%-49.8pp | 551.85%-526.1pp |
| Employer contribution / active EE | $0 | $3,074-100.0% | $2,721-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $6,977 | $4,674+49.3% | $4,262+63.7% | $6,690+4.3% |
| Admin fee / account holder | $40,245 | $6,204+548.7% | $5,640+613.6% | $13,392+200.5% |