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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,255 | $113,338+18.5% | $94,993+41.3% | $147,586-9.0% |
| Participation rate | 100.0% | 78.0%+22.0pp | 73.9%+26.1pp | 82.8%+17.2pp |
| Annual return | 21.22% | 20.80%+0.4pp | 27.14%-5.9pp | 578.59%-557.4pp |
| Employer contribution / active EE | $12,169 | $3,160+285.0% | $2,603+367.4% | $4,876+149.5% |
| Participant deferral / active EE | $8,108 | $3,777+114.7% | $3,317+144.4% | $5,439+49.1% |
| Admin fee / account holder | $6,406 | $6,063+5.7% | $4,960+29.1% | $10,886-41.2% |