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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,949 | $127,298+72.8% | $109,916+100.1% | $167,553+31.3% |
| Participation rate | 71.4% | 77.9%-6.5pp | 74.2%-2.8pp | 82.1%-10.7pp |
| Annual return | 18.77% | 22.97%-4.2pp | 29.46%-10.7pp | 478.89%-460.1pp |
| Employer contribution / active EE | $12,567 | $3,325+278.0% | $2,844+341.8% | $4,840+159.7% |
| Participant deferral / active EE | $7,092 | $4,513+57.2% | $4,047+75.2% | $6,343+11.8% |
| Admin fee / account holder | $7,198 | $7,119+1.1% | $6,069+18.6% | $12,316-41.6% |